TRFK vs VYM
Pacer Data and Digital Revolution ETF vs Vanguard High Dividend Yield ETF
Which is better, TRFK or VYM?
All Cap Blend against Large Cap Value.
VYM has a lower expense ratio. TRFK led over 1Y, 3Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 53.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TRFK | VYM |
|---|---|---|
| Expense Ratio | 0.49% | 0.04%Best |
| AUM | $1.0B | $81.6B |
| Dividend Yield | 0.01% | 2.24% |
| Holdings | 100 | 613 |
| YTD Return | +43.42%Best | +15.29% |
| 1Y Return | +52.62%Best | +22.23% |
| 3Y Return (annualized) | +42.37%Best | +18.81% |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 30.1% | 13.3%Best |
| Max Drawdown | -29.1% | -14.5%Best |
| $10,000 over 4.2 years | $37,448Best | $17,128 |
| Top 10 Weight | 53.0% | 25.9%Best |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Jun 8, 2022 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Jun 9, 2022 to Sep 3, 2026 (4.2 years).
TRFK vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.2 years both funds cover.
TRFK vs VYM Performance
Pacer Data and Digital Revolution ETF (TRFK) is an ETF from Pacer ETFs and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TRFK returned +52.62% while VYM returned +22.23%. Year to date, TRFK is up 43.42% versus a gain of 15.29% for VYM.
Over three years, TRFK compounded at +42.37% per year against +18.81% for VYM. Across the full 4-year window we track, TRFK has the edge at +36.94% annualized vs +13.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TRFK has been the more volatile fund, with annualized monthly volatility of 30.1% compared with 13.3% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.1% for TRFK and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TRFK charges 0.49% per year while VYM charges 0.04%. On a $10,000 position that is $49 vs $4 annually, a gap of $45 per year that compounds over a long holding period. On income, TRFK currently yields 0.01% against 2.24% for VYM.
Holdings Overlap
25.8% of TRFK's money is in holdings VYM also owns. 13.5% of VYM's money is in holdings TRFK also owns.
TRFK and VYM share little of their money.
12 positions in common, counted across the 95 positions we hold weights for in TRFK and 603 in VYM, against full books of 100 and 613.
What only one of them owns
Our book lists 558 positions for VYM that do not appear in our book for TRFK (83.9% of the fund), and 58 for TRFK that do not appear in VYM (58.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TRFK | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 9.01% | 7.29% | 1.72% |
| CSCOCisco Systems Inc. - Ordinary Shares | 4.58% | 1.93% | 2.65% |
| ORCLOracle Corp - Common | 2.70% | 1.04% | 1.66% |
| QCOMQualcomm Inc. | 2.00% | 0.81% | 1.19% |
| ETNEaton Corp Plc | 2.01% | 0.69% | 1.32% |
| DELLDell Technologies Inc | 1.77% | 0.54% | 1.23% |
| JCIJohnson Controls Intl Plc | 1.09% | 0.37% | 0.72% |
| HPEHewlett Packard Enterprise Co | 0.81% | 0.25% | 0.56% |
| TELTE Connectivity PLC Common Stock | 0.74% | 0.24% | 0.50% |
| CARRCarrier Global Corp Common Stock Usd.01 | 0.64% | 0.24% | 0.40% |
25.8% of TRFK is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TRFK or VYM?
TRFK has an expense ratio of 0.49% while VYM charges 0.04%. VYM is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, TRFK or VYM?
Over the past year TRFK returned +52.62% vs +22.23% for VYM, so TRFK leads on 1-year performance. Over the longest common window we track (4 years), TRFK annualized +36.94% vs +13.67% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TRFK or VYM?
TRFK has been the more volatile fund at 30.1% annualized versus 13.3% for VYM. Worst drawdown: TRFK -29.1% vs VYM -14.5%.
Should I hold both TRFK and VYM?
TRFK and VYM have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TRFK and VYM?
25.8% of TRFK's money is in holdings VYM also owns. 13.5% of VYM's is in holdings TRFK also owns. They hold 12 positions in common, counted across the 95 positions we hold weights for in TRFK and 603 in VYM.
Which pays a higher dividend, TRFK or VYM?
TRFK yields 0.01% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
Is VYM better than TRFK?
VYM has a lower expense ratio. TRFK led over 1Y, 3Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 53.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.