IVV vs VCRB
iShares Core S&P 500 ETF vs Vanguard Core Bond ETF
Which is better, IVV or VCRB?
Large Cap Blend against Intermediate Term Bond.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | VCRB |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.10% |
| AUM | $876.4B | $7.7B |
| Dividend Yield | 1.06% | 4.69% |
| Holdings | 508 | 3,480 |
| YTD Return | +12.51%Best | -1.03% |
| 1Y Return | +17.57%Best | -0.47% |
| 3Y Return (annualized) | +21.27% | - |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 11.8% | 4.3%Best |
| Max Drawdown | -18.8% | -4.1%Best |
| $10,000 over 2.7 years | $16,641Best | $10,988 |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Intermediate Term Bond |
| Inception | May 15, 2000 | Dec 12, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 14, 2023 to Sep 11, 2026 (2.7 years).
IVV vs VCRB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
IVV vs VCRB Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Vanguard Core Bond ETF (VCRB) is an ETF from Vanguard (US). Over the past year IVV returned +17.57% while VCRB returned -0.47%. Year to date, IVV is up 12.51% versus a loss of 1.03% for VCRB.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.8% compared with 4.3% for VCRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -4.1% for VCRB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while VCRB charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.69% for VCRB.
Holdings Overlap
At least 0.1% of IVV's money is in holdings VCRB also owns.
Stated as a floor: for VCRB, our book for it covers 7.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 505 positions we hold weights for in IVV and 273 in VCRB, against full books of 508 and 3,480.
Top Shared Holdings
| Stock | Weight in IVV | Weight in VCRB | Difference |
|---|---|---|---|
| AONAon Corp/Aon Gl 5.35% 02/28/33 | 0.12% | 0.02% | 0.10% |
You are not choosing between two funds in isolation.
Whichever of IVV and VCRB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or VCRB?
IVV has an expense ratio of 0.03% while VCRB charges 0.10%. IVV is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IVV or VCRB?
Over the past year IVV returned +17.57% vs -0.47% for VCRB, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or VCRB?
IVV has been the more volatile fund at 11.8% annualized versus 4.3% for VCRB. Worst drawdown: IVV -18.8% vs VCRB -4.1%.
Should I hold both IVV and VCRB?
IVV and VCRB have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or VCRB?
IVV yields 1.06% while VCRB yields 4.69%, so VCRB currently pays the higher dividend yield.
Is VCRB better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.