JGRW vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricJGRWSCHDWinner
Expense Ratio0.57%0.06%
AUM$87M$103.7B
Dividend Yield0.38%3.31%
Holdings27104
YTD Return+7.68%+25.33%
1Y Return+9.05%+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)11.5%13.6%
Max Drawdown-14.6%-33.4%
Fund FamilyJensen FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 13, 2024Oct 20, 2011

JGRW vs SCHD Performance

Jensen Quality Growth ETF (JGRW) is a ETF from Jensen Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JGRW returned +9.05% while SCHD returned +32.31%. Year to date, JGRW is up 7.68% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.5% for JGRW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.6% for JGRW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JGRW charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, JGRW currently yields 0.38% against 3.31% for SCHD.

Holdings Overlap

5.6%overlap

JGRW and SCHD share 3 holdings out of 126 unique holdings combined, representing a 5.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JGRWWeight in SCHDDifference
PG3.17%4.15%0.98%
ABT1.97%4.49%2.52%
BR1.75%0.43%1.32%

Frequently Asked Questions

Which is cheaper, JGRW or SCHD?

JGRW has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, JGRW or SCHD?

Over the past year JGRW returned +9.05% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), JGRW annualized +6.85% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, JGRW or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 11.5% for JGRW. Worst drawdown: JGRW -14.6% vs SCHD -33.4%.

Should I hold both JGRW and SCHD?

JGRW and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JGRW and SCHD?

JGRW and SCHD share 3 common holdings with a 5.6% weight overlap. Combined, they hold 126 unique securities.

Which pays a higher dividend, JGRW or SCHD?

JGRW yields 0.38% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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