JVAL vs SCHD
JPMorgan US Value Factor ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JVAL offers more diversification with 399 holdings.
Side-by-Side Comparison
| Metric | JVAL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.06% | |
| AUM | $905M | $108.7B | |
| Dividend Yield | 1.65% | 3.13% | |
| Holdings | 399 | 104 | |
| YTD Return | +21.06% | +28.70% | |
| 1Y Return | +30.46% | +31.07% | |
| 3Y Return (annualized) | +21.13% | +16.88% | |
| 5Y Return (annualized) | +12.47% | +10.20% | |
| Volatility (annualized) | 18.2% | 13.7% | |
| Max Drawdown | -40.4% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 8, 2017 | Oct 20, 2011 |
JVAL vs SCHD Performance
JPMorgan US Value Factor ETF (JVAL) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JVAL returned +30.46% while SCHD returned +31.07%. Year to date, JVAL is up 21.06% versus a gain of 28.70% for SCHD.
Over three years, JVAL compounded at +21.13% per year against +16.88% for SCHD; over five years the annualized figures are +12.47% and +10.20% respectively. Across the full 9-year window we track, JVAL has the edge at +11.96% annualized vs +11.62%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JVAL has been the more volatile fund, with annualized monthly volatility of 18.2% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.4% for JVAL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
JVAL charges 0.12% per year while SCHD charges 0.06%. On a $10,000 position that is $12 vs $6 annually, a gap of $6 per year that compounds over a long holding period. On income, JVAL currently yields 1.65% against 3.13% for SCHD.
Holdings Overlap
JVAL and SCHD share 40 holdings out of 443 unique holdings combined, representing a 12.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JVAL or SCHD?
JVAL has an expense ratio of 0.12% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, JVAL or SCHD?
Over the past year JVAL returned +30.46% vs +31.07% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), JVAL annualized +11.96% vs +11.62% for SCHD. Past performance does not guarantee future results.
Which is riskier, JVAL or SCHD?
JVAL has been the more volatile fund at 18.2% annualized versus 13.7% for SCHD. Worst drawdown: JVAL -40.4% vs SCHD -33.4%.
Should I hold both JVAL and SCHD?
JVAL and SCHD have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between JVAL and SCHD?
JVAL and SCHD share 40 common holdings with a 12.1% weight overlap. Combined, they hold 443 unique securities.
Which pays a higher dividend, JVAL or SCHD?
JVAL yields 1.65% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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