KIE vs VOO
State Street SPDR S&P Insurance ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | KIE | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $710M | $997.4B | |
| Dividend Yield | 1.52% | 1.08% | |
| Holdings | 55 | 509 | |
| YTD Return | +7.51% | +12.68% | |
| 1Y Return | +9.43% | +21.87% | |
| 3Y Return (annualized) | +16.94% | +22.06% | |
| 5Y Return (annualized) | +11.75% | +12.95% | |
| Volatility (annualized) | 21.0% | 14.1% | |
| Max Drawdown | -76.2% | -34.3% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 8, 2005 | Sep 7, 2010 |
KIE vs VOO Performance
State Street SPDR S&P Insurance ETF (KIE) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year KIE returned +9.43% while VOO returned +21.87%. Year to date, KIE is up 7.51% versus a gain of 12.68% for VOO.
Over three years, KIE compounded at +16.94% per year against +22.06% for VOO; over five years the annualized figures are +11.75% and +12.95% respectively. Across the full 16-year window we track, VOO has the edge at +13.47% annualized vs +6.81%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
KIE has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -76.2% for KIE and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KIE charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, KIE currently yields 1.52% against 1.08% for VOO.
Holdings Overlap
KIE and VOO share 22 holdings out of 537 unique holdings combined, representing a 1.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KIE or VOO?
KIE has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, KIE or VOO?
Over the past year KIE returned +9.43% vs +21.87% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), KIE annualized +6.81% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, KIE or VOO?
KIE has been the more volatile fund at 21.0% annualized versus 14.1% for VOO. Worst drawdown: KIE -76.2% vs VOO -34.3%.
Should I hold both KIE and VOO?
KIE and VOO have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between KIE and VOO?
KIE and VOO share 22 common holdings with a 1.4% weight overlap. Combined, they hold 537 unique securities.
Which pays a higher dividend, KIE or VOO?
KIE yields 1.52% while VOO yields 1.08%, so KIE currently pays the higher dividend yield.
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