LCDS vs SCHD
JPMorgan Fundamental Data Science Large Core ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. LCDS offers more diversification with 113 holdings.
Side-by-Side Comparison
| Metric | LCDS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.06% | |
| AUM | $16M | $103.7B | |
| Dividend Yield | 0.92% | 3.31% | |
| Holdings | 114 | 104 | |
| YTD Return | +13.84% | +25.33% | |
| 1Y Return | +23.75% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 12.3% | 13.6% | |
| Max Drawdown | -18.4% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 7, 2024 | Oct 20, 2011 |
LCDS vs SCHD Performance
JPMorgan Fundamental Data Science Large Core ETF (LCDS) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year LCDS returned +23.75% while SCHD returned +32.31%. Year to date, LCDS is up 13.84% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.3% for LCDS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for LCDS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LCDS charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, LCDS currently yields 0.92% against 3.31% for SCHD.
Holdings Overlap
LCDS and SCHD share 10 holdings out of 203 unique holdings combined, representing a 5.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LCDS or SCHD?
LCDS has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
Which performed better, LCDS or SCHD?
Over the past year LCDS returned +23.75% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), LCDS annualized +21.66% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, LCDS or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.3% for LCDS. Worst drawdown: LCDS -18.4% vs SCHD -33.4%.
Should I hold both LCDS and SCHD?
LCDS and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LCDS and SCHD?
LCDS and SCHD share 10 common holdings with a 5.8% weight overlap. Combined, they hold 203 unique securities.
Which pays a higher dividend, LCDS or SCHD?
LCDS yields 0.92% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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