LCDS vs SPY

Quick Verdict

SPY has a lower expense ratio. LCDS delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: LCDSMore Diversified: SPY

Side-by-Side Comparison

MetricLCDSSPYWinner
Expense Ratio0.30%0.09%
AUM$16M$789.1B
Dividend Yield0.92%1.01%
Holdings114505
YTD Return+13.53%+13.39%
1Y Return+23.41%+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)12.3%15.3%
Max Drawdown-18.4%-56.5%
Fund FamilyJ.P. Morgan Asset ManagementState Street Investment Management
CategoryEquityEquity
InceptionAug 7, 2024Jan 22, 1993

LCDS vs SPY Performance

JPMorgan Fundamental Data Science Large Core ETF (LCDS) is a ETF from J.P. Morgan Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year LCDS returned +23.41% while SPY returned +22.52%. Year to date, LCDS is up 13.53% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.3% for LCDS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.4% for LCDS and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

LCDS charges 0.30% per year while SPY charges 0.09%. On a $10,000 position that is $30 vs $9 annually, a gap of $21 per year that compounds over a long holding period. On income, LCDS currently yields 0.92% against 1.01% for SPY.

Holdings Overlap

55.9%overlap

LCDS and SPY share 104 holdings out of 512 unique holdings combined, representing a 55.9% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in LCDSWeight in SPYDifference
NVDA8.17%7.31%0.86%
AAPL7.77%7.09%0.68%
MSFT5.15%4.43%0.72%
GOOGLProProPro
AMZNProProPro
AVGOProProPro
METAProProPro
MUProProPro
TSLAProProPro
LLYProProPro
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Frequently Asked Questions

Which is cheaper, LCDS or SPY?

LCDS has an expense ratio of 0.30% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, LCDS or SPY?

Over the past year LCDS returned +23.41% vs +22.52% for SPY, so LCDS leads on 1-year performance. Over the longest common window we track (2 years), LCDS annualized +21.46% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, LCDS or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 12.3% for LCDS. Worst drawdown: LCDS -18.4% vs SPY -56.5%.

Should I hold both LCDS and SPY?

LCDS and SPY have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between LCDS and SPY?

LCDS and SPY share 104 common holdings with a 55.9% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, LCDS or SPY?

LCDS yields 0.92% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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