LCDS vs SPY

LCDS vs SPY

Which is better, LCDS or SPY?

Nearly the same fund. SPY costs less.

SPY has a lower expense ratio. LCDS led over 1Y, SPY over the full window. The two have moved almost in lockstep, correlation 0.99. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 42.8%.

Lower Fees: SPYHigher Returns: splitLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLCDSSPY
Expense Ratio0.30%0.09%Best
AUM$16M$804.7B
Dividend Yield0.86%0.98%
Holdings115505
YTD Return+12.37%Best+12.22%
1Y Return+17.59%Best+16.97%
3Y Return (annualized)-+21.16%
5Y Return (annualized)-+13.00%
Volatility (annualized)12.1%Best12.4%
Max Drawdown-18.4%Best-18.8%
$10,000 over 2.1 years$14,601$14,688Best
Top 10 Weight42.8%37.8%Best
Fund FamilyJ.P. Morgan Asset ManagementState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionAug 7, 2024Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Aug 8, 2024 to Sep 17, 2026 (2.1 years).

LCDS vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.

LCDS vs SPY Performance

JPMorgan Fundamental Data Science Large Core ETF (LCDS) is an ETF from J.P. Morgan Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year LCDS returned +17.59% while SPY returned +16.97%. Year to date, LCDS is up 12.37% versus a gain of 12.22% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 12.1% for LCDS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.4% for LCDS and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

LCDS charges 0.30% per year while SPY charges 0.09%. On a $10,000 position that is $30 vs $9 annually, a gap of $21 per year that compounds over a long holding period. On income, LCDS currently yields 0.86% against 0.98% for SPY.

Holdings Overlap

LCDS already in SPY97.1%
SPY already in LCDS62.4%

97.1% of LCDS's money is in holdings SPY also owns. 62.4% of SPY's money is in holdings LCDS also owns.

Most of LCDS is already inside SPY. Owning both mostly buys the same companies twice.

105 positions in common, counted across the 113 positions we hold weights for in LCDS and 504 in SPY, against full books of 115 and 505.

What only one of them owns

Our book lists 392 positions for SPY that do not appear in our book for LCDS (37.0% of the fund), and 7 for LCDS that do not appear in SPY (2.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in LCDSWeight in SPYDifference
NVDANvidia Corp8.86%8.01%0.85%
AAPLApple, Inc7.05%7.26%0.21%
MSFTMicrosoft Corp6.49%5.66%0.83%
AMZNAmazon.Com Inc4.34%3.79%0.55%
GOOGLAlphabet Inc,class A4.85%2.99%1.86%
AVGOBroadcom Inc2.45%2.66%0.21%
METAMeta Platforms Inc2.37%1.93%0.44%
MUMicron Technology, Inc.2.39%1.60%0.79%
XOMExxon Mobil Corp.1.85%1.04%0.81%
TSLATesla Inc1.30%1.52%0.22%

97.1% of LCDS is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

LCDSSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LCDS or SPY?

LCDS has an expense ratio of 0.30% while SPY charges 0.09%. SPY is the cheaper option, by $21 a year on a $10,000 investment.

Which performed better, LCDS or SPY?

Over the past year LCDS returned +17.59% vs +16.97% for SPY, so LCDS leads on 1-year performance. Over the longest common window we track (2 years), LCDS annualized +19.75% vs +20.09% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LCDS or SPY?

SPY has been the more volatile fund at 12.4% annualized versus 12.1% for LCDS. Worst drawdown: LCDS -18.4% vs SPY -18.8%.

Should I hold both LCDS and SPY?

LCDS and SPY have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between LCDS and SPY?

97.1% of LCDS's money is in holdings SPY also owns. 62.4% of SPY's is in holdings LCDS also owns. They hold 105 positions in common, counted across the 113 positions we hold weights for in LCDS and 504 in SPY.

Which pays a higher dividend, LCDS or SPY?

LCDS yields 0.86% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than LCDS?

SPY has a lower expense ratio. LCDS led over 1Y, SPY over the full window. The two have moved almost in lockstep, correlation 0.99. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 42.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.