LQAI vs SCHD
LG QRAFT AI-Powered US Large Cap Core ETF vs Schwab US Dividend Equity ETF
Which is better, LQAI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. LQAI led over 3Y and the full window, SCHD over 1Y. LQAI is less concentrated, with 39.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LQAI | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $2M | $119.9B |
| Dividend Yield | 0.90% | 2.96% |
| Holdings | 201 | 204 |
| YTD Return | +15.56% | +33.09%Best |
| 1Y Return | +12.94% | +37.17%Best |
| 3Y Return (annualized) | +21.96%Best | +20.32% |
| 5Y Return (annualized) | - | +10.36% |
| Volatility (annualized) | 14.9% | 14.0%Best |
| Max Drawdown | -21.2% | -16.1%Best |
| $10,000 over 3 years | $18,257Best | $17,258 |
| Top 10 Weight | 39.6%Best | 41.8% |
| Fund Family | QRAFT AI ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Nov 7, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Nov 7, 2023 to Nov 11, 2026 (3 years).
LQAI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
LQAI vs SCHD Performance
LG QRAFT AI-Powered US Large Cap Core ETF (LQAI) is an ETF from QRAFT AI ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LQAI returned +12.94% while SCHD returned +37.17%. Year to date, LQAI is up 15.56% versus a gain of 33.09% for SCHD.
Over three years, LQAI compounded at +21.96% per year against +20.32% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LQAI has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 14.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.2% for LQAI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.15. They move largely independently of each other.
Fees and Cost Over Time
LQAI charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, LQAI currently yields 0.90% against 2.96% for SCHD.
Holdings Overlap
10.7% of LQAI's money is in holdings SCHD also owns. 29.0% of SCHD's money is in holdings LQAI also owns.
SCHD and LQAI share little of their money.
11 positions in common, counted across the 99 positions we hold weights for in LQAI and 98 in SCHD, against full books of 201 and 204.
What only one of them owns
Our book lists 86 positions for SCHD that do not appear in our book for LQAI (70.8% of the fund), and 79 for LQAI that do not appear in SCHD (77.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in LQAI | Weight in SCHD | Difference |
|---|---|---|---|
| KOCoca Cola Co. | 1.95% | 4.28% | 2.33% |
| PGProcter & Gamble Company | 0.57% | 4.36% | 3.79% |
| CVXChevron Corp | 0.56% | 4.32% | 3.76% |
| MOAltria Group Inc | 1.66% | 3.05% | 1.39% |
| QCOMQualcomm Inc. | 0.40% | 4.18% | 3.78% |
| FASTFastenal Co | 1.43% | 1.49% | 0.06% |
| FFord Motor Co | 1.58% | 1.18% | 0.40% |
| DVNDevon Energy Corp. | 1.09% | 1.37% | 0.28% |
| CMCSAComcast Corp. Class A | 0.46% | 1.86% | 1.40% |
| UPSUnited Parcel Service Inc | 0.44% | 1.79% | 1.35% |
29.0% of SCHD is already inside LQAI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LQAI or SCHD?
LQAI has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, LQAI or SCHD?
Over the past year LQAI returned +12.94% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LQAI or SCHD?
LQAI has been the more volatile fund at 14.9% annualized versus 14.0% for SCHD. Worst drawdown: LQAI -21.2% vs SCHD -16.1%.
Should I hold both LQAI and SCHD?
LQAI and SCHD have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LQAI and SCHD?
29.0% of SCHD's money is in holdings LQAI also owns. 29.0% of SCHD's is in holdings LQAI also owns. They hold 11 positions in common, counted across the 99 positions we hold weights for in LQAI and 98 in SCHD.
Which pays a higher dividend, LQAI or SCHD?
LQAI yields 0.90% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LQAI?
SCHD has a lower expense ratio. LQAI led over 3Y and the full window, SCHD over 1Y. LQAI is less concentrated, with 39.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.