LRGC vs SCHD
AB US Large Cap Strategic Equities ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | LRGC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $1.3B | $103.7B | |
| Dividend Yield | 0.54% | 3.31% | |
| Holdings | 74 | 104 | |
| YTD Return | +12.28% | +25.62% | |
| 1Y Return | +19.08% | +32.62% | |
| 3Y Return (annualized) | +22.21% | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 12.8% | 13.6% | |
| Max Drawdown | -19.4% | -33.4% | |
| Fund Family | AllianceBernstein L.P. | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 20, 2023 | Oct 20, 2011 |
LRGC vs SCHD Performance
AB US Large Cap Strategic Equities ETF (LRGC) is a ETF from AllianceBernstein L.P. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year LRGC returned +19.08% while SCHD returned +32.62%. Year to date, LRGC is up 12.28% versus a gain of 25.62% for SCHD.
Over three years, LRGC compounded at +22.21% per year against +15.58% for SCHD. Across the full 3-year window we track, LRGC has the edge at +22.21% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.8% for LRGC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for LRGC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LRGC charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, LRGC currently yields 0.54% against 3.31% for SCHD.
Holdings Overlap
LRGC and SCHD share 7 holdings out of 164 unique holdings combined, representing a 8.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LRGC or SCHD?
LRGC has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, LRGC or SCHD?
Over the past year LRGC returned +19.08% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), LRGC annualized +22.21% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, LRGC or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.8% for LRGC. Worst drawdown: LRGC -19.4% vs SCHD -33.4%.
Should I hold both LRGC and SCHD?
LRGC and SCHD have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LRGC and SCHD?
LRGC and SCHD share 7 common holdings with a 8.0% weight overlap. Combined, they hold 164 unique securities.
Which pays a higher dividend, LRGC or SCHD?
LRGC yields 0.54% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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