LRGC vs SCHD
AB US Large Cap Strategic Equities ETF vs Schwab US Dividend Equity ETF
Which is better, LRGC or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. LRGC led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 44.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LRGC | SCHD |
|---|---|---|
| Expense Ratio | 0.39% | 0.06%Best |
| AUM | $1.3B | $112.1B |
| Dividend Yield | 0.52% | 3.00% |
| Holdings | 74 | 103 |
| YTD Return | +10.40% | +21.99%Best |
| 1Y Return | +12.59% | +25.92%Best |
| 3Y Return (annualized) | +21.27%Best | +15.66% |
| 5Y Return (annualized) | - | +9.48% |
| Volatility (annualized) | 12.7%Best | 13.5% |
| Max Drawdown | -19.4% | -16.1%Best |
| $10,000 over 3 years | $17,527Best | $15,229 |
| Top 10 Weight | 44.1% | 41.8%Best |
| Fund Family | AllianceBernstein L.P. | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 20, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 20, 2023 to Sep 23, 2026 (3 years).
LRGC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
LRGC vs SCHD Performance
AB US Large Cap Strategic Equities ETF (LRGC) is an ETF from AllianceBernstein L.P. and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LRGC returned +12.59% while SCHD returned +25.92%. Year to date, LRGC is up 10.40% versus a gain of 21.99% for SCHD.
Over three years, LRGC compounded at +21.27% per year against +15.66% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 12.7% for LRGC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for LRGC and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LRGC charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, LRGC currently yields 0.52% against 3.00% for SCHD.
Holdings Overlap
7.5% of LRGC's money is in holdings SCHD also owns. 21.6% of SCHD's money is in holdings LRGC also owns.
SCHD and LRGC share little of their money.
6 positions in common, counted across the 69 positions we hold weights for in LRGC and 100 in SCHD, against full books of 74 and 103.
What only one of them owns
Our book lists 93 positions for SCHD that do not appear in our book for LRGC (78.3% of the fund), and 59 for LRGC that do not appear in SCHD (88.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
21.6% of SCHD is already inside LRGC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LRGC or SCHD?
LRGC has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, LRGC or SCHD?
Over the past year LRGC returned +12.59% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LRGC or SCHD?
SCHD has been the more volatile fund at 13.5% annualized versus 12.7% for LRGC. Worst drawdown: LRGC -19.4% vs SCHD -16.1%.
Should I hold both LRGC and SCHD?
LRGC and SCHD have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between LRGC and SCHD?
21.6% of SCHD's money is in holdings LRGC also owns. 21.6% of SCHD's is in holdings LRGC also owns. They hold 6 positions in common, counted across the 69 positions we hold weights for in LRGC and 100 in SCHD.
Which pays a higher dividend, LRGC or SCHD?
LRGC yields 0.52% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LRGC?
SCHD has a lower expense ratio. LRGC led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 44.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.