MINN vs SCHD
Mairs & Power Minnesota Municipal Bond ETF vs Schwab US Dividend Equity ETF
Which is better, MINN or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MINN | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $51M | $112.1B |
| Dividend Yield | 3.14% | 3.00% |
| Holdings | 127 | 103 |
| YTD Return | -6.28% | +23.68%Best |
| 1Y Return | -4.43% | +28.36%Best |
| 3Y Return (annualized) | +2.31% | +16.20%Best |
| 5Y Return (annualized) | -1.73% | +10.07%Best |
| Volatility (annualized) | 7.8%Best | 14.4% |
| Max Drawdown | -18.4% | -16.9%Best |
| $10,000 over 5 years | $9,164 | $16,156Best |
| Top 10 Weight | 48.1% | 41.8%Best |
| Fund Family | Mairs & Power | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Mar 11, 2021 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Mar 12, 2021 to Sep 22, 2026 (5.5 years).
MINN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
MINN vs SCHD Performance
Mairs & Power Minnesota Municipal Bond ETF (MINN) is an ETF from Mairs & Power and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MINN returned -4.43% while SCHD returned +28.36%. Year to date, MINN is down 6.28% versus a gain of 23.68% for SCHD.
Over three years, MINN compounded at +2.31% per year against +16.20% for SCHD; over five years the annualized figures are -1.73% and +10.07% respectively. Across the full 6-year window we track, SCHD has the edge at +9.97% annualized vs -1.32%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 7.8% for MINN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for MINN and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MINN charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, MINN currently yields 3.14% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 42 holdings in MINN and 100 in SCHD, totalling 98.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 42 positions we hold weights for in MINN and 100 in SCHD, against full books of 127 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for MINN (99.9% of the fund), and 27 for MINN that do not appear in SCHD (65.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of MINN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MINN or SCHD?
MINN has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, MINN or SCHD?
Over the past year MINN returned -4.43% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), MINN annualized -1.32% vs +9.97% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MINN or SCHD?
SCHD has been the more volatile fund at 14.4% annualized versus 7.8% for MINN. Worst drawdown: MINN -18.4% vs SCHD -16.9%.
Should I hold both MINN and SCHD?
MINN and SCHD have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MINN or SCHD?
MINN yields 3.14% while SCHD yields 3.00%, so MINN currently pays the higher dividend yield.
Is SCHD better than MINN?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.