MINN vs VTI
Mairs & Power Minnesota Municipal Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MINN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $49M | $666.9B | |
| Dividend Yield | 3.10% | 1.07% | |
| Holdings | 127 | 3,543 | |
| YTD Return | -2.47% | +12.65% | |
| 1Y Return | +2.45% | +21.39% | |
| 3Y Return (annualized) | +2.94% | +21.54% | |
| 5Y Return (annualized) | -0.97% | +12.11% | |
| Volatility (annualized) | 7.7% | 15.3% | |
| Max Drawdown | -18.4% | -56.6% | |
| Fund Family | Mairs & Power | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 11, 2021 | May 24, 2001 |
MINN vs VTI Performance
Mairs & Power Minnesota Municipal Bond ETF (MINN) is a ETF from Mairs & Power and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MINN returned +2.45% while VTI returned +21.39%. Year to date, MINN is down 2.47% versus a gain of 12.65% for VTI.
Over three years, MINN compounded at +2.94% per year against +21.54% for VTI; over five years the annualized figures are -0.97% and +12.11% respectively. Across the full 5-year window we track, VTI has the edge at +8.07% annualized vs -0.61%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.7% for MINN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.4% for MINN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MINN charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, MINN currently yields 3.10% against 1.07% for VTI.
Holdings Overlap
MINN and VTI share 0 holdings out of 2793 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MINN or VTI?
MINN has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, MINN or VTI?
Over the past year MINN returned +2.45% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), MINN annualized -0.61% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, MINN or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.7% for MINN. Worst drawdown: MINN -18.4% vs VTI -56.6%.
Should I hold both MINN and VTI?
MINN and VTI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MINN and VTI?
MINN and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, MINN or VTI?
MINN yields 3.10% while VTI yields 1.07%, so MINN currently pays the higher dividend yield.
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