MVAL vs SCHD
VanEck Morningstar Wide Moat Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | MVAL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $2M | $103.7B | |
| Dividend Yield | 1.73% | 3.31% | |
| Holdings | 42 | 104 | |
| YTD Return | +7.73% | +24.26% | |
| 1Y Return | +16.93% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 12.4% | 13.6% | |
| Max Drawdown | -19.6% | -33.4% | |
| Fund Family | VanEck | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 26, 2024 | Oct 20, 2011 |
MVAL vs SCHD Performance
VanEck Morningstar Wide Moat Value ETF (MVAL) is a ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MVAL returned +16.93% while SCHD returned +31.38%. Year to date, MVAL is up 7.73% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.4% for MVAL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for MVAL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MVAL charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, MVAL currently yields 1.73% against 3.31% for SCHD.
Holdings Overlap
MVAL and SCHD share 6 holdings out of 139 unique holdings combined, representing a 9.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MVAL or SCHD?
MVAL has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, MVAL or SCHD?
Over the past year MVAL returned +16.93% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MVAL annualized +11.46% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, MVAL or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.4% for MVAL. Worst drawdown: MVAL -19.6% vs SCHD -33.4%.
Should I hold both MVAL and SCHD?
MVAL and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MVAL and SCHD?
MVAL and SCHD share 6 common holdings with a 9.6% weight overlap. Combined, they hold 139 unique securities.
Which pays a higher dividend, MVAL or SCHD?
MVAL yields 1.73% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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