NDOW vs SCHD
Anydrus Advantage ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NDOW | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 2.15% | 0.06% | |
| AUM | $68M | $103.7B | |
| Dividend Yield | 1.17% | 3.31% | |
| Holdings | 94 | 104 | |
| YTD Return | +5.87% | +25.62% | |
| 1Y Return | +13.62% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 7.7% | 13.6% | |
| Max Drawdown | -8.8% | -33.4% | |
| Fund Family | Anydrus Capital | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | May 14, 2024 | Oct 20, 2011 |
NDOW vs SCHD Performance
Anydrus Advantage ETF (NDOW) is a ETF from Anydrus Capital and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NDOW returned +13.62% while SCHD returned +32.62%. Year to date, NDOW is up 5.87% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.7% for NDOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for NDOW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NDOW charges 2.15% per year while SCHD charges 0.06%. On a $10,000 position that is $215 vs $6 annually, a gap of $209 per year that compounds over a long holding period. On income, NDOW currently yields 1.17% against 3.31% for SCHD.
Holdings Overlap
NDOW and SCHD share 2 holdings out of 189 unique holdings combined, representing a 1.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NDOW or SCHD?
NDOW has an expense ratio of 2.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $209 per year of difference.
Which performed better, NDOW or SCHD?
Over the past year NDOW returned +13.62% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), NDOW annualized +8.49% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, NDOW or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 7.7% for NDOW. Worst drawdown: NDOW -8.8% vs SCHD -33.4%.
Should I hold both NDOW and SCHD?
NDOW and SCHD have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NDOW and SCHD?
NDOW and SCHD share 2 common holdings with a 1.3% weight overlap. Combined, they hold 189 unique securities.
Which pays a higher dividend, NDOW or SCHD?
NDOW yields 1.17% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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