NDOW vs VTI
Anydrus Advantage ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NDOW or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NDOW | VTI |
|---|---|---|
| Expense Ratio | 2.11% | 0.03%Best |
| AUM | $65M | $666.9B |
| Dividend Yield | 1.19% | 1.03% |
| Holdings | 88 | 3,543 |
| YTD Return | +4.11% | +12.57%Best |
| 1Y Return | +8.49% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 7.6%Best | 12.1% |
| Max Drawdown | -8.8%Best | -19.3% |
| $10,000 over 2.3 years | $11,782 | $14,845Best |
| Fund Family | Anydrus Capital | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | May 14, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 14, 2024 to Sep 11, 2026 (2.3 years).
NDOW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
NDOW vs VTI Performance
Anydrus Advantage ETF (NDOW) is an ETF from Anydrus Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NDOW returned +8.49% while VTI returned +17.22%. Year to date, NDOW is up 4.11% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 7.6% for NDOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for NDOW and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NDOW charges 2.11% per year while VTI charges 0.03%. On a $10,000 position that is $211 vs $3 annually, a gap of $208 per year that compounds over a long holding period. On income, NDOW currently yields 1.19% against 1.03% for VTI.
Holdings Overlap
At least 36.3% of NDOW's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
The two holdings books were reported 48 days apart, NDOW as of Aug 17, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
49 positions in common, counted across the 87 positions we hold weights for in NDOW and 2,787 in VTI, against full books of 88 and 3,543.
Top Shared Holdings
| Stock | Weight in NDOW | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 2.20% | 6.32% | 4.12% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 1.22% | 3.81% | 2.59% |
| AMZNAmazon.Com Inc | 1.26% | 3.17% | 1.91% |
| GOOGAlphabet Inc | 1.16% | 2.27% | 1.11% |
| MUMicron Technology, Inc. | 1.59% | 1.79% | 0.20% |
| AVGOBroadcom Inc | 0.77% | 2.46% | 1.69% |
| JPMJpmorgan Chase & Co. | 0.84% | 1.11% | 0.27% |
| AMATApplied Materials, Inc. | 0.87% | 0.79% | 0.08% |
| ABBVAbbvie Inc. | 1.04% | 0.61% | 0.43% |
| JNJJohnson & Johnson | 0.70% | 0.84% | 0.14% |
36.3% of NDOW is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NDOW or VTI?
NDOW has an expense ratio of 2.11% while VTI charges 0.03%. VTI is the cheaper option, by $208 a year on a $10,000 investment.
Which performed better, NDOW or VTI?
Over the past year NDOW returned +8.49% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), NDOW annualized +7.39% vs +18.74% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NDOW or VTI?
VTI has been the more volatile fund at 12.1% annualized versus 7.6% for NDOW. Worst drawdown: NDOW -8.8% vs VTI -19.3%.
Should I hold both NDOW and VTI?
NDOW and VTI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NDOW and VTI?
At least 36.3% of NDOW's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 49 positions in common, counted across the 87 positions we hold weights for in NDOW and 2,787 in VTI.
Which pays a higher dividend, NDOW or VTI?
NDOW yields 1.19% while VTI yields 1.03%, so NDOW currently pays the higher dividend yield.
Is VTI better than NDOW?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.