NFRX vs SPY

NFRX vs SPY

Which is better, NFRX or SPY?

SPY costs less.

SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 45.0%.

Lower Fees: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricNFRXSPY
Expense Ratio0.80%0.09%Best
AUM$114M$804.7B
Dividend Yield-0.98%
Holdings43505
YTD Return+3.36%+11.52%Best
1Y Return-+17.48%
3Y Return (annualized)-+20.62%
5Y Return (annualized)-+12.73%
Top 10 Weight45.0%38.0%Best
Fund FamilyHarrison Street Private Wealth LLCState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 29, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

NFRX vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

NFRX vs SPY Performance

Harrison Street Infrastructure Active ETF (NFRX) is an ETF from Harrison Street Private Wealth LLC and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, NFRX is up 3.36% versus a gain of 11.52% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

NFRX charges 0.80% per year while SPY charges 0.09%. On a $10,000 position that is $80 vs $9 annually, a gap of $71 per year that compounds over a long holding period.

Holdings Overlap

NFRX already in SPY56.9%
SPY already in NFRX1.7%

56.9% of NFRX's money is in holdings SPY also owns. 1.7% of SPY's money is in holdings NFRX also owns.

The two portfolios partly overlap.

17 positions in common, counted across the 35 positions we hold weights for in NFRX and 504 in SPY, against full books of 43 and 505.

What only one of them owns

Our book lists 477 positions for SPY that do not appear in our book for NFRX (97.8% of the fund), and 2 for NFRX that do not appear in SPY (4.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in NFRXWeight in SPYDifference
UNPUnion Pacific Corp6.53%0.26%6.27%
WMBWilliams Cos. Inc.4.84%0.13%4.71%
TRGPTarga Resources Corp.4.23%0.08%4.15%
ATOAtmos Energy Corp4.27%0.04%4.23%
NEENextera Energy Inc.3.88%0.27%3.61%
XELXcel Energy Inc.3.98%0.07%3.91%
CNPCenterpoint Energy Inc.3.92%0.04%3.88%
CSXCsx Corp.3.33%0.14%3.19%
ETREntergy Corp.3.39%0.07%3.32%
PCGPg&E Corp.3.28%0.06%3.22%

56.9% of NFRX is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

NFRXSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, NFRX or SPY?

NFRX has an expense ratio of 0.80% while SPY charges 0.09%. SPY is the cheaper option, by $71 a year on a $10,000 investment.

What is the holdings overlap between NFRX and SPY?

56.9% of NFRX's money is in holdings SPY also owns. 1.7% of SPY's is in holdings NFRX also owns. They hold 17 positions in common, counted across the 35 positions we hold weights for in NFRX and 504 in SPY.

Is SPY better than NFRX?

SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 45.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.