NFRX vs SPY

NFRX vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricNFRXSPYWinner
Expense Ratio0.80%0.09%
AUM$115M$821.1B
Dividend Yield-1.01%
Holdings43505
YTD Return+7.23%+12.22%
1Y Return-+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)-15.3%
Max Drawdown-7.3%-56.5%
Fund FamilyHarrison Street Private Wealth LLCState Street Investment Management
CategoryEquityEquity
InceptionJan 29, 2026Jan 22, 1993

NFRX vs SPY Performance

Harrison Street Infrastructure Active ETF (NFRX) is a ETF from Harrison Street Private Wealth LLC and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, NFRX is up 7.23% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.3% for NFRX and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NFRX charges 0.80% per year while SPY charges 0.09%. On a $10,000 position that is $80 vs $9 annually, a gap of $71 per year that compounds over a long holding period.

Holdings Overlap

1.7%overlap

NFRX and SPY share 17 holdings out of 521 unique holdings combined, representing a 1.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NFRXWeight in SPYDifference
UNP6.15%0.26%5.89%
WMB4.78%0.13%4.65%
ATO4.36%0.04%4.32%
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Frequently Asked Questions

Which is cheaper, NFRX or SPY?

NFRX has an expense ratio of 0.80% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

What is the holdings overlap between NFRX and SPY?

NFRX and SPY share 17 common holdings with a 1.7% weight overlap. Combined, they hold 521 unique securities.

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