NMBL vs SPY

NMBL vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricNMBLSPYWinner
Expense Ratio1.99%0.09%
AUM$24M$821.1B
Dividend Yield0.90%1.01%
Holdings43505
YTD Return+6.93%+12.68%
1Y Return-+21.82%
3Y Return (annualized)-+21.98%
5Y Return (annualized)-+12.89%
Volatility (annualized)-15.3%
Max Drawdown-8.1%-56.5%
Fund FamilyNovaTideState Street Investment Management
CategoryAllocation/BalancedEquity
InceptionOct 30, 2025Jan 22, 1993

NMBL vs SPY Performance

NovaTide Flexible Allocation ETF (NMBL) is a ETF from NovaTide and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, NMBL is up 6.93% versus a gain of 12.68% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -8.1% for NMBL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NMBL charges 1.99% per year while SPY charges 0.09%. On a $10,000 position that is $199 vs $9 annually, a gap of $190 per year that compounds over a long holding period. On income, NMBL currently yields 0.90% against 1.01% for SPY.

Holdings Overlap

1.9%overlap

NMBL and SPY share 3 holdings out of 542 unique holdings combined, representing a 1.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NMBLWeight in SPYDifference
NVDA0.64%7.71%7.07%
MSFT0.68%5.50%4.82%
AMZN0.61%4.08%3.47%

Frequently Asked Questions

Which is cheaper, NMBL or SPY?

NMBL has an expense ratio of 1.99% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $190 per year of difference.

What is the holdings overlap between NMBL and SPY?

NMBL and SPY share 3 common holdings with a 1.9% weight overlap. Combined, they hold 542 unique securities.

Which pays a higher dividend, NMBL or SPY?

NMBL yields 0.90% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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See what your portfolio actually owns
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