NTSI vs VTI
NTSI vs VTI
WisdomTree International Efficient Core Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | NTSI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.26% | 0.03% | |
| AUM | $486M | $663.5B | |
| Dividend Yield | 3.54% | 1.07% | |
| Holdings | 453 | 3,543 | |
| YTD Return | +11.33% | +14.20% | |
| 1Y Return | +22.45% | +24.16% | |
| 3Y Return (annualized) | +15.80% | +21.12% | |
| 5Y Return (annualized) | +6.37% | +12.37% | |
| Volatility (annualized) | 16.4% | 15.3% | |
| Max Drawdown | -34.0% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 18, 2021 | May 24, 2001 |
NTSI vs VTI Performance
WisdomTree International Efficient Core Fund (NTSI) is a ETF from WisdomTree Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NTSI returned +22.45% while VTI returned +24.16%. Year to date, NTSI is up 11.33% versus a gain of 14.20% for VTI.
Over three years, NTSI compounded at +15.80% per year against +21.12% for VTI; over five years the annualized figures are +6.37% and +12.37% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs +6.61%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NTSI has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.0% for NTSI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NTSI charges 0.26% per year while VTI charges 0.03%. On a $10,000 position that is $26 vs $3 annually, a gap of $23 per year that compounds over a long holding period. On income, NTSI currently yields 3.54% against 1.07% for VTI.
Holdings Overlap
NTSI and VTI share 6 holdings out of 3220 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in NTSI | Weight in VTI | Difference |
|---|---|---|---|
| CRH:IE | 0.37% | 0.10% | 0.27% |
| ICE | 0.12% | 0.10% | 0.02% |
| MTX:SG | 0.10% | 0.00% | 0.10% |
| FLTR:IE | Pro | Pro | Pro |
| FBK | Pro | Pro | Pro |
| SGP:AU | Pro | Pro | Pro |
See all 6 holdings NTSI shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, NTSI or VTI?
NTSI has an expense ratio of 0.26% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
Which performed better, NTSI or VTI?
Over the past year NTSI returned +22.45% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), NTSI annualized +6.61% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, NTSI or VTI?
NTSI has been the more volatile fund at 16.4% annualized versus 15.3% for VTI. Worst drawdown: NTSI -34.0% vs VTI -56.6%.
Should I hold both NTSI and VTI?
NTSI and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NTSI and VTI?
NTSI and VTI share 6 common holdings with a 0.2% weight overlap. Combined, they hold 3220 unique securities.
Which pays a higher dividend, NTSI or VTI?
NTSI yields 3.54% while VTI yields 1.07%, so NTSI currently pays the higher dividend yield.
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