OZEM vs SCHD
Roundhill GLP-1 & Weight Loss ETF vs Schwab US Dividend Equity ETF
Which is better, OZEM or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 64.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OZEM | SCHD |
|---|---|---|
| Expense Ratio | 0.59% | 0.06%Best |
| AUM | $65M | $112.2B |
| Dividend Yield | 1.29% | 3.13% |
| Holdings | 27 | 103 |
| YTD Return | -2.83% | +27.56%Best |
| 1Y Return | +28.91% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 19.5% | 12.9%Best |
| Max Drawdown | -28.6% | -16.1%Best |
| $10,000 over 2.3 years | $13,354 | $14,310Best |
| Top 10 Weight | 64.8% | 41.5%Best |
| Fund Family | Roundhill Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 21, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 21, 2024 to Sep 4, 2026 (2.3 years).
OZEM vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
OZEM vs SCHD Performance
Roundhill GLP-1 & Weight Loss ETF (OZEM) is an ETF from Roundhill Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year OZEM returned +28.91% while SCHD returned +30.29%. Year to date, OZEM is down 2.83% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OZEM has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 12.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.6% for OZEM and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.17. They move largely independently of each other.
Fees and Cost Over Time
OZEM charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, OZEM currently yields 1.29% against 3.13% for SCHD.
Holdings Overlap
4.3% of OZEM's money is in holdings SCHD also owns. 4.6% of SCHD's money is in holdings OZEM also owns.
SCHD and OZEM share little of their money.
1 positions in common, counted across the 25 positions we hold weights for in OZEM and 100 in SCHD, against full books of 27 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for OZEM (95.3% of the fund), and 9 for OZEM that do not appear in SCHD (37.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OZEM | Weight in SCHD | Difference |
|---|---|---|---|
| AMGNAmgen Inc. | 4.28% | 4.62% | 0.34% |
You are not choosing between two funds in isolation.
Whichever of OZEM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OZEM or SCHD?
OZEM has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.
Which performed better, OZEM or SCHD?
Over the past year OZEM returned +28.91% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), OZEM annualized +13.40% vs +16.86% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OZEM or SCHD?
OZEM has been the more volatile fund at 19.5% annualized versus 12.9% for SCHD. Worst drawdown: OZEM -28.6% vs SCHD -16.1%.
Should I hold both OZEM and SCHD?
OZEM and SCHD have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OZEM and SCHD?
4.6% of SCHD's money is in holdings OZEM also owns. 4.6% of SCHD's is in holdings OZEM also owns. They hold 1 positions in common, counted across the 25 positions we hold weights for in OZEM and 100 in SCHD.
Which pays a higher dividend, OZEM or SCHD?
OZEM yields 1.29% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than OZEM?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 64.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.