PEXL vs SCHD
Pacer US Export Leaders ETF vs Schwab US Dividend Equity ETF
Which is better, PEXL or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. PEXL led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PEXL | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $54M | $112.1B |
| Dividend Yield | 0.31% | 3.00% |
| Holdings | 102 | 103 |
| YTD Return | +20.15% | +23.60%Best |
| 1Y Return | +28.02% | +28.29%Best |
| 3Y Return (annualized) | +21.66%Best | +16.25% |
| 5Y Return (annualized) | +12.24%Best | +10.25% |
| Volatility (annualized) | 21.9% | 16.4%Best |
| Max Drawdown | -36.9% | -33.4%Best |
| $10,000 over 5 years | $17,813Best | $16,289 |
| Top 10 Weight | 43.9% | 41.8%Best |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Jul 23, 2018 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jul 24, 2018 to Sep 21, 2026 (8.2 years).
PEXL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.2 years both funds cover.
PEXL vs SCHD Performance
Pacer US Export Leaders ETF (PEXL) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PEXL returned +28.02% while SCHD returned +28.29%. Year to date, PEXL is up 20.15% versus a gain of 23.60% for SCHD.
Over three years, PEXL compounded at +21.66% per year against +16.25% for SCHD; over five years the annualized figures are +12.24% and +10.25% respectively. Across the full 8-year window we track, PEXL has the edge at +14.38% annualized vs +11.42%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PEXL has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 16.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.9% for PEXL and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PEXL charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, PEXL currently yields 0.31% against 3.00% for SCHD.
Holdings Overlap
11.7% of PEXL's money is in holdings SCHD also owns. 21.2% of SCHD's money is in holdings PEXL also owns.
SCHD and PEXL share little of their money.
6 positions in common, counted across the 101 positions we hold weights for in PEXL and 100 in SCHD, against full books of 102 and 103.
What only one of them owns
Measured across the 101 and 100 positions we hold weights for.
SCHD holds 93 positions PEXL does not, 78.8% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, CVX 4.02%, VZ 3.97%, COP 3.94%
21.2% of SCHD is already inside PEXL.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, PEXL or SCHD?
PEXL has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, PEXL or SCHD?
Over the past year PEXL returned +28.02% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), PEXL annualized +14.38% vs +11.42% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PEXL or SCHD?
PEXL has been the more volatile fund at 21.9% annualized versus 16.4% for SCHD. Worst drawdown: PEXL -36.9% vs SCHD -33.4%.
Should I hold both PEXL and SCHD?
PEXL and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PEXL and SCHD?
21.2% of SCHD's money is in holdings PEXL also owns. 21.2% of SCHD's is in holdings PEXL also owns. They hold 6 positions in common, counted across the 101 positions we hold weights for in PEXL and 100 in SCHD.
Which pays a higher dividend, PEXL or SCHD?
PEXL yields 0.31% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PEXL?
SCHD has a lower expense ratio. PEXL led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.