PHEQ vs SCHD

PHEQ vs SCHD

Which is better, PHEQ or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. PHEQ is less concentrated, with 39.9% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: PHEQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPHEQSCHD
Expense Ratio0.29%0.06%Best
AUM$144M$112.1B
Dividend Yield0.92%3.00%
Holdings184103
YTD Return+8.35%+24.23%Best
1Y Return+11.68%+27.90%Best
3Y Return (annualized)+14.87%+15.55%Best
5Y Return (annualized)-+9.97%
Volatility (annualized)6.8%Best13.1%
Max Drawdown-12.6%Best-16.1%
$10,000 over 2.9 years$14,949$16,046Best
Top 10 Weight39.9%Best41.8%
Fund FamilyParametricCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionOct 16, 2023Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 17, 2026 (2.9 years).

PHEQ vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.

PHEQ vs SCHD Performance

Parametric Hedged Equity ETF (PHEQ) is an ETF from Parametric and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PHEQ returned +11.68% while SCHD returned +27.90%. Year to date, PHEQ is up 8.35% versus a gain of 24.23% for SCHD.

Over three years, PHEQ compounded at +14.87% per year against +15.55% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 6.8% for PHEQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.6% for PHEQ and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PHEQ charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, PHEQ currently yields 0.92% against 3.00% for SCHD.

Holdings Overlap

PHEQ already in SCHD8.9%
SCHD already in PHEQ44.2%

8.9% of PHEQ's money is in holdings SCHD also owns. 44.2% of SCHD's money is in holdings PHEQ also owns.

The two portfolios partly overlap.

17 positions in common, counted across the 174 positions we hold weights for in PHEQ and 100 in SCHD, against full books of 184 and 103.

What only one of them owns

Our book lists 82 positions for SCHD that do not appear in our book for PHEQ (55.8% of the fund), and 148 for PHEQ that do not appear in SCHD (93.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PHEQWeight in SCHDDifference
MRKMerck & Company Inc0.88%4.77%3.89%
AMGNAmgen Inc.0.68%4.70%4.02%
KOCoca Cola Co.0.84%4.17%3.33%
CVXChevron Corp0.95%4.02%3.07%
HDHome Depot Inc/The0.74%3.88%3.14%
UNHUnitedhealth Group Incorporated0.78%3.82%3.04%
PGProcter & Gamble Company0.76%3.83%3.07%
PEPPepsico Inc.0.50%3.64%3.14%
TXNTexas Instrument Inc0.46%3.13%2.67%
BXBlackstone Group Inc. Class A0.43%2.59%2.16%

44.2% of SCHD is already inside PHEQ.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PHEQSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PHEQ or SCHD?

PHEQ has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option, by $23 a year on a $10,000 investment.

Which performed better, PHEQ or SCHD?

Over the past year PHEQ returned +11.68% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PHEQ or SCHD?

SCHD has been the more volatile fund at 13.1% annualized versus 6.8% for PHEQ. Worst drawdown: PHEQ -12.6% vs SCHD -16.1%.

Should I hold both PHEQ and SCHD?

PHEQ and SCHD have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PHEQ and SCHD?

44.2% of SCHD's money is in holdings PHEQ also owns. 44.2% of SCHD's is in holdings PHEQ also owns. They hold 17 positions in common, counted across the 174 positions we hold weights for in PHEQ and 100 in SCHD.

Which pays a higher dividend, PHEQ or SCHD?

PHEQ yields 0.92% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than PHEQ?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. PHEQ is less concentrated, with 39.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.