PRVT vs VTI

PRVT vs VTI

Which is better, PRVT or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio. VTI led over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 52.1%.

Lower Fees: VTIHigher Returns (full window): VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRVTVTI
Expense Ratio0.75%0.03%Best
AUM$233,024.57$666.9B
Dividend Yield0.86%1.03%
Holdings283,543
Volatility (annualized)-13.0%
Max Drawdown-20.4%-19.3%Best
$10,000 over 3.2 years$11,858$18,022Best
Top 10 Weight52.1%33.3%Best
Fund FamilyTema Global LimitedVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionOct 1, 2025May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 13 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PRVT has data through Sep 2, 2026 and VTI through Sep 15, 2026.

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 13, 2023 to Sep 2, 2026 (3.2 years).

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -20.4% for PRVT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

Fees and Cost Over Time

PRVT charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, PRVT currently yields 0.86% against 1.03% for VTI.

Holdings Overlap

PRVT already in VTI55.4%
VTI already in PRVT0.6%

55.4% of PRVT's money is in holdings VTI also owns. 0.6% of VTI's money is in holdings PRVT also owns.

The two portfolios partly overlap.

12 positions in common, counted across the 27 positions we hold weights for in PRVT and 3,463 in VTI, against full books of 28 and 3,543.

What only one of them owns

Our book lists 1,141 positions for VTI that do not appear in our book for PRVT (96.9% of the fund), and 0 for PRVT that do not appear in VTI (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PRVTWeight in VTIDifference
TPGTpg Inc5.67%0.01%5.66%
BXBlackstone Group Inc. Class A5.54%0.13%5.41%
KKRKkr & Co. Inc. Class a5.16%0.09%5.07%
APOAthene (Ath) / Apollo Global Management (Apo)5.13%0.07%5.06%
HLNEHamilton Lane Inc5.18%0.00%5.18%
ARESAres Management Corp A5.04%0.04%5.00%
STEPStepstone Group Lp4.71%0.00%4.71%
CGCarlyle Group Inc.4.49%0.02%4.47%
OWLBlue Owl Capital, Inc. Class A4.45%0.01%4.44%
BLKBlackrock Funding Inc/De3.54%0.21%3.33%

55.4% of PRVT is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PRVTVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRVT or VTI?

PRVT has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.

What is the holdings overlap between PRVT and VTI?

55.4% of PRVT's money is in holdings VTI also owns. 0.6% of VTI's is in holdings PRVT also owns. They hold 12 positions in common, counted across the 27 positions we hold weights for in PRVT and 3,463 in VTI.

Which pays a higher dividend, PRVT or VTI?

PRVT yields 0.86% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than PRVT?

VTI has a lower expense ratio. VTI led over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 52.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.