PTEU vs SCHD
Pacer Trendpilot European Index ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. PTEU offers more diversification with 280 holdings.
Side-by-Side Comparison
| Metric | PTEU | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $36M | $103.7B | |
| Dividend Yield | 1.76% | 3.31% | |
| Holdings | 293 | 104 | |
| YTD Return | +11.26% | +25.62% | |
| 1Y Return | +20.28% | +32.62% | |
| 3Y Return (annualized) | +11.44% | +15.58% | |
| 5Y Return (annualized) | +8.08% | +9.63% | |
| Volatility (annualized) | 13.2% | 13.6% | |
| Max Drawdown | -35.5% | -33.4% | |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 14, 2015 | Oct 20, 2011 |
PTEU vs SCHD Performance
Pacer Trendpilot European Index ETF (PTEU) is a ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PTEU returned +20.28% while SCHD returned +32.62%. Year to date, PTEU is up 11.26% versus a gain of 25.62% for SCHD.
Over three years, PTEU compounded at +11.44% per year against +15.58% for SCHD; over five years the annualized figures are +8.08% and +9.63% respectively. Across the full 11-year window we track, SCHD has the edge at +11.47% annualized vs +4.48%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for PTEU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.5% for PTEU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PTEU charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, PTEU currently yields 1.76% against 3.31% for SCHD.
Holdings Overlap
PTEU and SCHD share 0 holdings out of 380 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PTEU or SCHD?
PTEU has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, PTEU or SCHD?
Over the past year PTEU returned +20.28% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), PTEU annualized +4.48% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, PTEU or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for PTEU. Worst drawdown: PTEU -35.5% vs SCHD -33.4%.
Should I hold both PTEU and SCHD?
PTEU and SCHD have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PTEU and SCHD?
PTEU and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 380 unique securities.
Which pays a higher dividend, PTEU or SCHD?
PTEU yields 1.76% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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