PTEU vs VTI
Pacer Trendpilot European Index ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PTEU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $36M | $663.5B | |
| Dividend Yield | 1.76% | 1.07% | |
| Holdings | 293 | 3,543 | |
| YTD Return | +11.01% | +14.22% | |
| 1Y Return | +19.08% | +22.19% | |
| 3Y Return (annualized) | +11.34% | +21.27% | |
| 5Y Return (annualized) | +7.94% | +12.23% | |
| Volatility (annualized) | 13.2% | 15.3% | |
| Max Drawdown | -35.5% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 14, 2015 | May 24, 2001 |
PTEU vs VTI Performance
Pacer Trendpilot European Index ETF (PTEU) is a ETF from Pacer ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PTEU returned +19.08% while VTI returned +22.19%. Year to date, PTEU is up 11.01% versus a gain of 14.22% for VTI.
Over three years, PTEU compounded at +11.34% per year against +21.27% for VTI; over five years the annualized figures are +7.94% and +12.23% respectively. Across the full 11-year window we track, VTI has the edge at +8.14% annualized vs +4.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.2% for PTEU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.5% for PTEU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PTEU charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, PTEU currently yields 1.76% against 1.07% for VTI.
Holdings Overlap
PTEU and VTI share 5 holdings out of 3058 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PTEU or VTI?
PTEU has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, PTEU or VTI?
Over the past year PTEU returned +19.08% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), PTEU annualized +4.46% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, PTEU or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.2% for PTEU. Worst drawdown: PTEU -35.5% vs VTI -56.6%.
Should I hold both PTEU and VTI?
PTEU and VTI have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PTEU and VTI?
PTEU and VTI share 5 common holdings with a 0.1% weight overlap. Combined, they hold 3058 unique securities.
Which pays a higher dividend, PTEU or VTI?
PTEU yields 1.76% while VTI yields 1.07%, so PTEU currently pays the higher dividend yield.
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