PTNQ vs SCHD
Pacer Trendpilot 100 ETF vs Schwab US Dividend Equity ETF
Which is better, PTNQ or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. PTNQ led over the full window, SCHD over 1Y, 3Y and 5Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTNQ | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $1.2B | $112.1B |
| Dividend Yield | 0.80% | 3.00% |
| Holdings | 103 | 103 |
| YTD Return | +9.76% | +25.07%Best |
| 1Y Return | +15.24% | +27.61%Best |
| 3Y Return (annualized) | +12.77% | +15.74%Best |
| 5Y Return (annualized) | +9.59% | +9.89%Best |
| Volatility (annualized) | 14.3%Best | 14.9% |
| Max Drawdown | -28.1%Best | -33.4% |
| $10,000 over 5 years | $15,807 | $16,025Best |
| Top 10 Weight | 46.4% | 41.8%Best |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jun 11, 2015 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jun 12, 2015 to Sep 11, 2026 (11.2 years).
PTNQ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.2 years both funds cover.
PTNQ vs SCHD Performance
Pacer Trendpilot 100 ETF (PTNQ) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PTNQ returned +15.24% while SCHD returned +27.61%. Year to date, PTNQ is up 9.76% versus a gain of 25.07% for SCHD.
Over three years, PTNQ compounded at +12.77% per year against +15.74% for SCHD; over five years the annualized figures are +9.59% and +9.89% respectively. Across the full 11-year window we track, PTNQ has the edge at +12.38% annualized vs +10.77%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 14.3% for PTNQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.1% for PTNQ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PTNQ charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, PTNQ currently yields 0.80% against 3.00% for SCHD.
Holdings Overlap
4.9% of PTNQ's money is in holdings SCHD also owns. 21.5% of SCHD's money is in holdings PTNQ also owns.
SCHD and PTNQ share little of their money.
8 positions in common, counted across the 102 positions we hold weights for in PTNQ and 100 in SCHD, against full books of 103 and 103.
What only one of them owns
Our book lists 91 positions for SCHD that do not appear in our book for PTNQ (78.5% of the fund), and 86 for PTNQ that do not appear in SCHD (92.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PTNQ | Weight in SCHD | Difference |
|---|---|---|---|
| AMGNAmgen Inc. | 0.92% | 4.70% | 3.78% |
| PEPPepsico Inc. | 0.83% | 3.64% | 2.81% |
| TXNTexas Instruments, Inc | 1.12% | 3.13% | 2.01% |
| QCOMQualcomm Inc. | 0.75% | 2.52% | 1.77% |
| ADPAutomatic Data Processing, Inc. | 0.47% | 2.79% | 2.32% |
| CMCSAComcast Corp. Class A | 0.39% | 2.31% | 1.92% |
| FASTFastenal Co. | 0.25% | 1.38% | 1.13% |
| PAYXPaychex, Inc. | 0.18% | 1.00% | 0.82% |
21.5% of SCHD is already inside PTNQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTNQ or SCHD?
PTNQ has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, PTNQ or SCHD?
Over the past year PTNQ returned +15.24% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), PTNQ annualized +12.38% vs +10.77% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTNQ or SCHD?
SCHD has been the more volatile fund at 14.9% annualized versus 14.3% for PTNQ. Worst drawdown: PTNQ -28.1% vs SCHD -33.4%.
Should I hold both PTNQ and SCHD?
PTNQ and SCHD have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PTNQ and SCHD?
21.5% of SCHD's money is in holdings PTNQ also owns. 21.5% of SCHD's is in holdings PTNQ also owns. They hold 8 positions in common, counted across the 102 positions we hold weights for in PTNQ and 100 in SCHD.
Which pays a higher dividend, PTNQ or SCHD?
PTNQ yields 0.80% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PTNQ?
SCHD has a lower expense ratio. PTNQ led over the full window, SCHD over 1Y, 3Y and 5Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.