QDIV vs SCHD

QDIV vs SCHD

Which is better, QDIV or SCHD?

Nearly the same fund. SCHD costs less.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. QDIV is less concentrated, with 22.7% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: QDIV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQDIVSCHD
Expense Ratio0.20%0.06%Best
AUM$31M$112.1B
Dividend Yield2.72%3.00%
Holdings53103
YTD Return+14.55%+23.68%Best
1Y Return+16.19%+28.36%Best
3Y Return (annualized)+11.79%+16.20%Best
5Y Return (annualized)+8.33%+10.07%Best
Volatility (annualized)18.0%16.4%Best
Max Drawdown-41.5%-33.4%Best
$10,000 over 5 years$14,919$16,156Best
Top 10 Weight22.7%Best41.8%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionJul 13, 2018Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Jul 17, 2018 to Sep 22, 2026 (8.2 years).

QDIV vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.2 years both funds cover.

QDIV vs SCHD Performance

Global X S&P 500 Quality Dividend ETF (QDIV) is an ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QDIV returned +16.19% while SCHD returned +28.36%. Year to date, QDIV is up 14.55% versus a gain of 23.68% for SCHD.

Over three years, QDIV compounded at +11.79% per year against +16.20% for SCHD; over five years the annualized figures are +8.33% and +10.07% respectively. Across the full 8-year window we track, SCHD has the edge at +11.44% annualized vs +7.87%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QDIV has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 16.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.5% for QDIV and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QDIV charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, QDIV currently yields 2.72% against 3.00% for SCHD.

Holdings Overlap

QDIV already in SCHD38.6%
SCHD already in QDIV28.9%

38.6% of QDIV's money is in holdings SCHD also owns. 28.9% of SCHD's money is in holdings QDIV also owns.

The two portfolios partly overlap.

19 positions in common, counted across the 50 positions we hold weights for in QDIV and 100 in SCHD, against full books of 53 and 103.

What only one of them owns

Our book lists 80 positions for SCHD that do not appear in our book for QDIV (71.0% of the fund), and 29 for QDIV that do not appear in SCHD (57.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QDIVWeight in SCHDDifference
COPConocophillips Common Stock USD 0.012.10%3.94%1.84%
PGProcter & Gamble Company1.82%3.83%2.01%
BMYBristol-Myers Squibb Co.2.23%3.33%1.10%
ADPAutomatic Data Processing, Inc.2.27%2.79%0.52%
BXBlackstone Group Inc. Class A2.14%2.59%0.45%
LMTLockheed Martin Corp1.92%2.78%0.86%
TGTTarget Corp Common Stock Usd.08332.37%1.78%0.59%
FASTFastenal Co.1.96%1.38%0.58%
DVNDevon Energy Corporation1.95%1.36%0.59%
KMBKimberly-Clark Corp.1.95%0.87%1.08%

38.6% of QDIV is already inside SCHD.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

QDIVSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QDIV or SCHD?

QDIV has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.

Which performed better, QDIV or SCHD?

Over the past year QDIV returned +16.19% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), QDIV annualized +7.87% vs +11.44% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QDIV or SCHD?

QDIV has been the more volatile fund at 18.0% annualized versus 16.4% for SCHD. Worst drawdown: QDIV -41.5% vs SCHD -33.4%.

Should I hold both QDIV and SCHD?

QDIV and SCHD have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between QDIV and SCHD?

38.6% of QDIV's money is in holdings SCHD also owns. 28.9% of SCHD's is in holdings QDIV also owns. They hold 19 positions in common, counted across the 50 positions we hold weights for in QDIV and 100 in SCHD.

Which pays a higher dividend, QDIV or SCHD?

QDIV yields 2.72% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than QDIV?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. QDIV is less concentrated, with 22.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.