QINT vs SCHD
American Century Quality Diversified International ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QINT offers more diversification with 337 holdings.
Side-by-Side Comparison
| Metric | QINT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.34% | 0.06% | |
| AUM | $654M | $103.7B | |
| Dividend Yield | 2.48% | 3.31% | |
| Holdings | 366 | 104 | |
| YTD Return | +14.06% | +25.33% | |
| 1Y Return | +26.23% | +32.31% | |
| 3Y Return (annualized) | +21.50% | +15.40% | |
| 5Y Return (annualized) | +10.20% | +9.70% | |
| Volatility (annualized) | 16.7% | 13.6% | |
| Max Drawdown | -33.9% | -33.4% | |
| Fund Family | American Century Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 10, 2018 | Oct 20, 2011 |
QINT vs SCHD Performance
American Century Quality Diversified International ETF (QINT) is a ETF from American Century Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QINT returned +26.23% while SCHD returned +32.31%. Year to date, QINT is up 14.06% versus a gain of 25.33% for SCHD.
Over three years, QINT compounded at +21.50% per year against +15.40% for SCHD; over five years the annualized figures are +10.20% and +9.70% respectively. Across the full 8-year window we track, SCHD has the edge at +11.45% annualized vs +10.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QINT has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for QINT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QINT charges 0.34% per year while SCHD charges 0.06%. On a $10,000 position that is $34 vs $6 annually, a gap of $28 per year that compounds over a long holding period. On income, QINT currently yields 2.48% against 3.31% for SCHD.
Holdings Overlap
QINT and SCHD share 0 holdings out of 437 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QINT or SCHD?
QINT has an expense ratio of 0.34% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $28 per year of difference.
Which performed better, QINT or SCHD?
Over the past year QINT returned +26.23% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), QINT annualized +10.13% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, QINT or SCHD?
QINT has been the more volatile fund at 16.7% annualized versus 13.6% for SCHD. Worst drawdown: QINT -33.9% vs SCHD -33.4%.
Should I hold both QINT and SCHD?
QINT and SCHD have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QINT and SCHD?
QINT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 437 unique securities.
Which pays a higher dividend, QINT or SCHD?
QINT yields 2.48% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.