QINT vs SPY
American Century Quality Diversified International ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. QINT delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | QINT | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.34% | 0.09% | |
| AUM | $654M | $789.1B | |
| Dividend Yield | 2.48% | 1.01% | |
| Holdings | 366 | 505 | |
| YTD Return | +14.40% | +14.47% | |
| 1Y Return | +24.67% | +21.96% | |
| 3Y Return (annualized) | +21.80% | +21.70% | |
| 5Y Return (annualized) | +10.03% | +13.30% | |
| Volatility (annualized) | 16.8% | 15.3% | |
| Max Drawdown | -33.9% | -56.5% | |
| Fund Family | American Century Investments | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Sep 10, 2018 | Jan 22, 1993 |
QINT vs SPY Performance
American Century Quality Diversified International ETF (QINT) is a ETF from American Century Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year QINT returned +24.67% while SPY returned +21.96%. Year to date, QINT is up 14.40% versus a gain of 14.47% for SPY.
Over three years, QINT compounded at +21.80% per year against +21.70% for SPY; over five years the annualized figures are +10.03% and +13.30% respectively. Across the full 8-year window we track, QINT has the edge at +10.16% annualized vs +8.87%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QINT has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for QINT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QINT charges 0.34% per year while SPY charges 0.09%. On a $10,000 position that is $34 vs $9 annually, a gap of $25 per year that compounds over a long holding period. On income, QINT currently yields 2.48% against 1.01% for SPY.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, QINT or SPY?
QINT has an expense ratio of 0.34% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, QINT or SPY?
Over the past year QINT returned +24.67% vs +21.96% for SPY, so QINT leads on 1-year performance. Over the longest common window we track (8 years), QINT annualized +10.16% vs +8.87% for SPY. Past performance does not guarantee future results.
Which is riskier, QINT or SPY?
QINT has been the more volatile fund at 16.8% annualized versus 15.3% for SPY. Worst drawdown: QINT -33.9% vs SPY -56.5%.
Should I hold both QINT and SPY?
QINT and SPY have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QINT and SPY?
QINT and SPY share 2 common holdings with a 0.2% weight overlap. Combined, they hold 838 unique securities.
Which pays a higher dividend, QINT or SPY?
QINT yields 2.48% while SPY yields 1.01%, so QINT currently pays the higher dividend yield.
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