QINT vs VTI
American Century Quality Diversified International ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. QINT delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QINT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.34% | 0.03% | |
| AUM | $698M | $666.9B | |
| Dividend Yield | 2.44% | 1.07% | |
| Holdings | 381 | 3,543 | |
| YTD Return | +13.80% | +12.65% | |
| 1Y Return | +23.91% | +21.39% | |
| 3Y Return (annualized) | +22.41% | +21.54% | |
| 5Y Return (annualized) | +10.41% | +12.11% | |
| Volatility (annualized) | 16.7% | 15.3% | |
| Max Drawdown | -33.9% | -56.6% | |
| Fund Family | American Century Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 10, 2018 | May 24, 2001 |
QINT vs VTI Performance
American Century Quality Diversified International ETF (QINT) is a ETF from American Century Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QINT returned +23.91% while VTI returned +21.39%. Year to date, QINT is up 13.80% versus a gain of 12.65% for VTI.
Over three years, QINT compounded at +22.41% per year against +21.54% for VTI; over five years the annualized figures are +10.41% and +12.11% respectively. Across the full 8-year window we track, QINT has the edge at +10.06% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QINT has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for QINT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QINT charges 0.34% per year while VTI charges 0.03%. On a $10,000 position that is $34 vs $3 annually, a gap of $31 per year that compounds over a long holding period. On income, QINT currently yields 2.44% against 1.07% for VTI.
Holdings Overlap
QINT and VTI share 3 holdings out of 3121 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QINT or VTI?
QINT has an expense ratio of 0.34% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, QINT or VTI?
Over the past year QINT returned +23.91% vs +21.39% for VTI, so QINT leads on 1-year performance. Over the longest common window we track (8 years), QINT annualized +10.06% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, QINT or VTI?
QINT has been the more volatile fund at 16.7% annualized versus 15.3% for VTI. Worst drawdown: QINT -33.9% vs VTI -56.6%.
Should I hold both QINT and VTI?
QINT and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QINT and VTI?
QINT and VTI share 3 common holdings with a 0.1% weight overlap. Combined, they hold 3121 unique securities.
Which pays a higher dividend, QINT or VTI?
QINT yields 2.44% while VTI yields 1.07%, so QINT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.