QQWZ vs VYM
Pacer Cash COWZ 100-Nasdaq 100 Rotator ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. QQWZ delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | QQWZ | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.04% | |
| AUM | $41M | $81.6B | |
| Dividend Yield | 0.59% | 2.24% | |
| Holdings | 105 | 616 | |
| YTD Return | +15.60% | +14.66% | |
| 1Y Return | +26.26% | +22.16% | |
| 3Y Return (annualized) | - | +18.72% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | 15.3% | 14.6% | |
| Max Drawdown | -11.3% | -58.8% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 6, 2025 | Nov 10, 2006 |
QQWZ vs VYM Performance
Pacer Cash COWZ 100-Nasdaq 100 Rotator ETF (QQWZ) is a ETF from Pacer ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year QQWZ returned +26.26% while VYM returned +22.16%. Year to date, QQWZ is up 15.60% versus a gain of 14.66% for VYM.
Risk: Volatility and Drawdowns
QQWZ has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.3% for QQWZ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQWZ charges 0.49% per year while VYM charges 0.04%. On a $10,000 position that is $49 vs $4 annually, a gap of $45 per year that compounds over a long holding period. On income, QQWZ currently yields 0.59% against 2.24% for VYM.
Holdings Overlap
QQWZ and VYM share 28 holdings out of 678 unique holdings combined, representing a 15.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQWZ or VYM?
QQWZ has an expense ratio of 0.49% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, QQWZ or VYM?
Over the past year QQWZ returned +26.26% vs +22.16% for VYM, so QQWZ leads on 1-year performance. Over the longest common window we track (1 years), QQWZ annualized +35.49% vs +7.01% for VYM. Past performance does not guarantee future results.
Which is riskier, QQWZ or VYM?
QQWZ has been the more volatile fund at 15.3% annualized versus 14.6% for VYM. Worst drawdown: QQWZ -11.3% vs VYM -58.8%.
Should I hold both QQWZ and VYM?
QQWZ and VYM have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQWZ and VYM?
QQWZ and VYM share 28 common holdings with a 15.5% weight overlap. Combined, they hold 678 unique securities.
Which pays a higher dividend, QQWZ or VYM?
QQWZ yields 0.59% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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