RGT vs SCHD
Royce Global Value Trust Inc. vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. RGT offers more diversification with 109 holdings.
Side-by-Side Comparison
| Metric | RGT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.74% | 0.06% | |
| AUM | $68M | $108.7B | |
| Dividend Yield | 1.09% | 3.13% | |
| Holdings | 109 | 104 | |
| YTD Return | +16.92% | +27.67% | |
| 1Y Return | +25.39% | +31.26% | |
| 3Y Return (annualized) | +22.19% | +16.66% | |
| 5Y Return (annualized) | +4.82% | +10.18% | |
| Volatility (annualized) | 20.5% | 13.6% | |
| Max Drawdown | -46.8% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 18, 2013 | Oct 20, 2011 |
RGT vs SCHD Performance
Royce Global Value Trust Inc. (RGT) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RGT returned +25.39% while SCHD returned +31.26%. Year to date, RGT is up 16.92% versus a gain of 27.67% for SCHD.
Over three years, RGT compounded at +22.19% per year against +16.66% for SCHD; over five years the annualized figures are +4.82% and +10.18% respectively. Across the full 13-year window we track, SCHD has the edge at +11.57% annualized vs +7.61%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RGT has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.8% for RGT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RGT charges 1.74% per year while SCHD charges 0.06%. On a $10,000 position that is $174 vs $6 annually, a gap of $168 per year that compounds over a long holding period. On income, RGT currently yields 1.09% against 3.13% for SCHD.
Holdings Overlap
RGT and SCHD share 1 holdings out of 207 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RGT | Weight in SCHD | Difference |
|---|---|---|---|
| APAM | 0.63% | 0.08% | 0.55% |
Frequently Asked Questions
Which is cheaper, RGT or SCHD?
RGT has an expense ratio of 1.74% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $168 per year of difference.
Which performed better, RGT or SCHD?
Over the past year RGT returned +25.39% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), RGT annualized +7.61% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, RGT or SCHD?
RGT has been the more volatile fund at 20.5% annualized versus 13.6% for SCHD. Worst drawdown: RGT -46.8% vs SCHD -33.4%.
Should I hold both RGT and SCHD?
RGT and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RGT and SCHD?
RGT and SCHD share 1 common holdings with a 0.1% weight overlap. Combined, they hold 207 unique securities.
Which pays a higher dividend, RGT or SCHD?
RGT yields 1.09% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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