RGT vs SPY

RGT vs SPY
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Quick Verdict

SPY has a lower expense ratio. RGT delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: RGTMore Diversified: SPY

Side-by-Side Comparison

MetricRGTSPYWinner
Expense Ratio1.74%0.09%
AUM$68M$821.1B
Dividend Yield1.09%1.01%
Holdings109505
YTD Return+17.38%+12.68%
1Y Return+25.99%+21.82%
3Y Return (annualized)+22.57%+21.98%
5Y Return (annualized)+4.89%+12.89%
Volatility (annualized)20.5%15.3%
Max Drawdown-46.8%-56.5%
Fund FamilyFranklin Templeton Investments (US)State Street Investment Management
CategoryEquityEquity
InceptionOct 18, 2013Jan 22, 1993

RGT vs SPY Performance

Royce Global Value Trust Inc. (RGT) is a ETF from Franklin Templeton Investments (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RGT returned +25.99% while SPY returned +21.82%. Year to date, RGT is up 17.38% versus a gain of 12.68% for SPY.

Over three years, RGT compounded at +22.57% per year against +21.98% for SPY; over five years the annualized figures are +4.89% and +12.89% respectively. Across the full 13-year window we track, SPY has the edge at +8.81% annualized vs +7.64%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RGT has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -46.8% for RGT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RGT charges 1.74% per year while SPY charges 0.09%. On a $10,000 position that is $174 vs $9 annually, a gap of $165 per year that compounds over a long holding period. On income, RGT currently yields 1.09% against 1.01% for SPY.

Holdings Overlap

0.1%overlap

RGT and SPY share 1 holdings out of 611 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RGTWeight in SPYDifference
TDY0.68%0.05%0.63%

Frequently Asked Questions

Which is cheaper, RGT or SPY?

RGT has an expense ratio of 1.74% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $165 per year of difference.

Which performed better, RGT or SPY?

Over the past year RGT returned +25.99% vs +21.82% for SPY, so RGT leads on 1-year performance. Over the longest common window we track (13 years), RGT annualized +7.64% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, RGT or SPY?

RGT has been the more volatile fund at 20.5% annualized versus 15.3% for SPY. Worst drawdown: RGT -46.8% vs SPY -56.5%.

Should I hold both RGT and SPY?

RGT and SPY have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RGT and SPY?

RGT and SPY share 1 common holdings with a 0.1% weight overlap. Combined, they hold 611 unique securities.

Which pays a higher dividend, RGT or SPY?

RGT yields 1.09% while SPY yields 1.01%, so RGT currently pays the higher dividend yield.

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