RISN vs VXUS
Inspire Capital Appreciation ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.
Side-by-Side Comparison
| Metric | RISN | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.72% | 0.05% | |
| AUM | $73M | $158.1B | |
| Dividend Yield | 1.16% | 2.59% | |
| Holdings | 29 | 8,747 | |
| YTD Return | +8.57% | +15.44% | |
| 1Y Return | +12.13% | +26.36% | |
| 3Y Return (annualized) | +11.78% | +20.98% | |
| 5Y Return (annualized) | +4.10% | +9.68% | |
| Volatility (annualized) | 11.1% | 15.1% | |
| Max Drawdown | -21.9% | -39.9% | |
| Fund Family | Inspire ETFs | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Jul 15, 2020 | Jan 26, 2011 |
RISN vs VXUS Performance
Inspire Capital Appreciation ETF (RISN) is a ETF from Inspire ETFs and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year RISN returned +12.13% while VXUS returned +26.36%. Year to date, RISN is up 8.57% versus a gain of 15.44% for VXUS.
Over three years, RISN compounded at +11.78% per year against +20.98% for VXUS; over five years the annualized figures are +4.10% and +9.68% respectively. Across the full 6-year window we track, RISN has the edge at +6.61% annualized vs +4.90%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.1% for RISN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.9% for RISN and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RISN charges 0.72% per year while VXUS charges 0.05%. On a $10,000 position that is $72 vs $5 annually, a gap of $67 per year that compounds over a long holding period. On income, RISN currently yields 1.16% against 2.59% for VXUS.
Holdings Overlap
RISN and VXUS share 0 holdings out of 7897 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RISN or VXUS?
RISN has an expense ratio of 0.72% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $67 per year of difference.
Which performed better, RISN or VXUS?
Over the past year RISN returned +12.13% vs +26.36% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), RISN annualized +6.61% vs +4.90% for VXUS. Past performance does not guarantee future results.
Which is riskier, RISN or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 11.1% for RISN. Worst drawdown: RISN -21.9% vs VXUS -39.9%.
Should I hold both RISN and VXUS?
RISN and VXUS have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RISN and VXUS?
RISN and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7897 unique securities.
Which pays a higher dividend, RISN or VXUS?
RISN yields 1.16% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.
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