RISN vs VOO
Inspire Capital Appreciation ETF vs Vanguard S&P 500 ETF
Which is better, RISN or VOO?
Equity-oriented Balanced against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 52.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RISN | VOO |
|---|---|---|
| Expense Ratio | 0.72% | 0.03%Best |
| AUM | $70M | $997.4B |
| Dividend Yield | 1.13% | 1.04% |
| Holdings | 29 | 509 |
| YTD Return | +3.13% | +12.23%Best |
| 1Y Return | +0.91% | +15.47%Best |
| 3Y Return (annualized) | +11.01% | +22.78%Best |
| 5Y Return (annualized) | +3.76% | +13.71%Best |
| Volatility (annualized) | 11.3%Best | 15.5% |
| Max Drawdown | -21.9%Best | -24.5% |
| $10,000 over 5 years | $12,027 | $19,010Best |
| Top 10 Weight | 52.0% | 37.6%Best |
| Fund Family | Inspire ETFs | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Blend |
| Inception | Jul 15, 2020 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Jul 16, 2020 to Sep 30, 2026 (6.2 years).
RISN vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.
RISN vs VOO Performance
Inspire Capital Appreciation ETF (RISN) is an ETF from Inspire ETFs and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year RISN returned +0.91% while VOO returned +15.47%. Year to date, RISN is up 3.13% versus a gain of 12.23% for VOO.
Over three years, RISN compounded at +11.01% per year against +22.78% for VOO; over five years the annualized figures are +3.76% and +13.71% respectively. Across the full 6-year window we track, VOO has the edge at +16.42% annualized vs +5.60%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 11.3% for RISN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.9% for RISN and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RISN charges 0.72% per year while VOO charges 0.03%. On a $10,000 position that is $72 vs $3 annually, a gap of $69 per year that compounds over a long holding period. On income, RISN currently yields 1.13% against 1.04% for VOO.
Holdings Overlap
47.0% of RISN's money is in holdings VOO also owns. 1.5% of VOO's money is in holdings RISN also owns.
The two portfolios partly overlap.
16 positions in common, counted across the 28 positions we hold weights for in RISN and 494 in VOO, against full books of 29 and 509.
What only one of them owns
Measured across the 28 and 494 positions we hold weights for.
VOO holds 471 positions RISN does not, 97.6% of the fund.
Largest: NVDA 7.55%, AAPL 7.05%, MSFT 5.36%, AMZN 4.13%, GOOGL 3.24%
Top Shared Holdings
| Stock | Weight in RISN | Weight in VOO | Difference |
|---|---|---|---|
| FTNTFortinet Inc | 5.42% | 0.16% | 5.26% |
| TPLTexas Pacific Land Trust | 3.42% | 0.04% | 3.38% |
| EXPDExpeditors International Of Washington Inc | 3.42% | 0.03% | 3.39% |
| ODFLOld Dominion Freig | 3.35% | 0.06% | 3.29% |
| SMCISuper Micro Computer Inc Common Stock USD.001 | 3.35% | 0.02% | 3.33% |
| FASTFastenal Co. | 3.19% | 0.09% | 3.10% |
| ADPAutomatic Data Processing, Inc. | 3.06% | 0.17% | 2.89% |
| PAYXPaychex, Inc. | 3.11% | 0.06% | 3.05% |
| HDHome Depot Inc/The | 2.60% | 0.51% | 2.09% |
| MSCIM S C I Inc. | 2.76% | 0.06% | 2.70% |
47.0% of RISN is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RISN or VOO?
RISN has an expense ratio of 0.72% while VOO charges 0.03%. VOO is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, RISN or VOO?
Over the past year RISN returned +0.91% vs +15.47% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), RISN annualized +5.60% vs +16.42% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RISN or VOO?
VOO has been the more volatile fund at 15.5% annualized versus 11.3% for RISN. Worst drawdown: RISN -21.9% vs VOO -24.5%.
Should I hold both RISN and VOO?
RISN and VOO have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RISN and VOO?
47.0% of RISN's money is in holdings VOO also owns. 1.5% of VOO's is in holdings RISN also owns. They hold 16 positions in common, counted across the 28 positions we hold weights for in RISN and 494 in VOO.
Which pays a higher dividend, RISN or VOO?
RISN yields 1.13% while VOO yields 1.04%, so RISN currently pays the higher dividend yield.
Is VOO better than RISN?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 52.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.