QQQ vs RISN
Invesco QQQ Trust, Series 1 vs Inspire Capital Appreciation ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | RISN | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.72% | |
| AUM | $496.3B | $73M | |
| Dividend Yield | 0.44% | 1.16% | |
| Holdings | 108 | 29 | |
| YTD Return | +19.32% | +8.57% | |
| 1Y Return | +27.08% | +12.13% | |
| 3Y Return (annualized) | +27.54% | +11.78% | |
| 5Y Return (annualized) | +15.51% | +4.10% | |
| Volatility (annualized) | 30.6% | 11.1% | |
| Max Drawdown | -83.0% | -21.9% | |
| Fund Family | Invesco (US) | Inspire ETFs | |
| Category | Equity | Allocation/Balanced | |
| Inception | Mar 10, 1999 | Jul 15, 2020 |
QQQ vs RISN Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Inspire Capital Appreciation ETF (RISN) is a ETF from Inspire ETFs. Over the past year QQQ returned +27.08% while RISN returned +12.13%. Year to date, QQQ is up 19.32% versus a gain of 8.57% for RISN.
Over three years, QQQ compounded at +27.54% per year against +11.78% for RISN; over five years the annualized figures are +15.51% and +4.10% respectively. Across the full 6-year window we track, QQQ has the edge at +13.13% annualized vs +6.61%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 11.1% for RISN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -21.9% for RISN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while RISN charges 0.72%. On a $10,000 position that is $18 vs $72 annually, a gap of $54 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 1.16% for RISN.
Holdings Overlap
QQQ and RISN share 7 holdings out of 123 unique holdings combined, representing a 2.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or RISN?
QQQ has an expense ratio of 0.18% while RISN charges 0.72%. QQQ is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, QQQ or RISN?
Over the past year QQQ returned +27.08% vs +12.13% for RISN, so QQQ leads on 1-year performance. Over the longest common window we track (6 years), QQQ annualized +13.13% vs +6.61% for RISN. Past performance does not guarantee future results.
Which is riskier, QQQ or RISN?
QQQ has been the more volatile fund at 30.6% annualized versus 11.1% for RISN. Worst drawdown: QQQ -83.0% vs RISN -21.9%.
Should I hold both QQQ and RISN?
QQQ and RISN have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and RISN?
QQQ and RISN share 7 common holdings with a 2.2% weight overlap. Combined, they hold 123 unique securities.
Which pays a higher dividend, QQQ or RISN?
QQQ yields 0.44% while RISN yields 1.16%, so RISN currently pays the higher dividend yield.
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