RISN vs VYM
Inspire Capital Appreciation ETF vs Vanguard High Dividend Yield ETF
Which is better, RISN or VYM?
Equity-oriented Balanced against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 52.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RISN | VYM |
|---|---|---|
| Expense Ratio | 0.72% | 0.04%Best |
| AUM | $70M | $81.6B |
| Dividend Yield | 1.13% | 2.22% |
| Holdings | 29 | 613 |
| YTD Return | +3.13% | +8.51%Best |
| 1Y Return | +0.91% | +12.18%Best |
| 3Y Return (annualized) | +11.01% | +17.98%Best |
| 5Y Return (annualized) | +3.76% | +11.52%Best |
| Volatility (annualized) | 11.3%Best | 14.0% |
| Max Drawdown | -21.9% | -15.8%Best |
| $10,000 over 5 years | $12,027 | $17,249Best |
| Top 10 Weight | 52.0% | 26.1%Best |
| Fund Family | Inspire ETFs | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Equity-oriented Balanced | Large Cap Value |
| Inception | Jul 15, 2020 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Jul 16, 2020 to Sep 30, 2026 (6.2 years).
RISN vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.
RISN vs VYM Performance
Inspire Capital Appreciation ETF (RISN) is an ETF from Inspire ETFs and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year RISN returned +0.91% while VYM returned +12.18%. Year to date, RISN is up 3.13% versus a gain of 8.51% for VYM.
Over three years, RISN compounded at +11.01% per year against +17.98% for VYM; over five years the annualized figures are +3.76% and +11.52% respectively. Across the full 6-year window we track, VYM has the edge at +13.85% annualized vs +5.60%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 11.3% for RISN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.9% for RISN and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RISN charges 0.72% per year while VYM charges 0.04%. On a $10,000 position that is $72 vs $4 annually, a gap of $68 per year that compounds over a long holding period. On income, RISN currently yields 1.13% against 2.22% for VYM.
Holdings Overlap
26.8% of RISN's money is in holdings VYM also owns. 2.4% of VYM's money is in holdings RISN also owns.
RISN and VYM share little of their money.
9 positions in common, counted across the 28 positions we hold weights for in RISN and 557 in VYM, against full books of 29 and 613.
What only one of them owns
Measured across the 28 and 557 positions we hold weights for.
VYM holds 519 positions RISN does not, 94.7% of the fund.
Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%
Top Shared Holdings
| Stock | Weight in RISN | Weight in VYM | Difference |
|---|---|---|---|
| SIRISirius Xm Holdings Inc Common Stock | 4.03% | 0.02% | 4.01% |
| HDHome Depot Inc/The | 2.60% | 1.34% | 1.26% |
| ADPAutomatic Data Processing, Inc. | 3.06% | 0.43% | 2.63% |
| LSTRLandstar System Inc | 3.39% | 0.02% | 3.37% |
| FASTFastenal Co. | 3.19% | 0.22% | 2.97% |
| PAYXPaychex, Inc. | 3.11% | 0.15% | 2.96% |
| MSCIM S C I Inc. | 2.76% | 0.16% | 2.60% |
| LPXLouisiana-Pacific Corp | 2.39% | 0.02% | 2.37% |
| POOLPool Corp. | 2.23% | 0.02% | 2.21% |
26.8% of RISN is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RISN or VYM?
RISN has an expense ratio of 0.72% while VYM charges 0.04%. VYM is the cheaper option, by $68 a year on a $10,000 investment.
Which performed better, RISN or VYM?
Over the past year RISN returned +0.91% vs +12.18% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), RISN annualized +5.60% vs +13.85% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RISN or VYM?
VYM has been the more volatile fund at 14.0% annualized versus 11.3% for RISN. Worst drawdown: RISN -21.9% vs VYM -15.8%.
Should I hold both RISN and VYM?
RISN and VYM have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RISN and VYM?
26.8% of RISN's money is in holdings VYM also owns. 2.4% of VYM's is in holdings RISN also owns. They hold 9 positions in common, counted across the 28 positions we hold weights for in RISN and 557 in VYM.
Which pays a higher dividend, RISN or VYM?
RISN yields 1.13% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than RISN?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 52.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.