ROSC vs SCHD
Hartford Multifactor Small Cap ETF vs Schwab US Dividend Equity ETF
Which is better, ROSC or SCHD?
Small Cap Value against Large Cap Value.
SCHD has a lower expense ratio. ROSC led over 3Y, SCHD over 1Y, 5Y and the full window. ROSC is less concentrated, with 11.3% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ROSC | SCHD |
|---|---|---|
| Expense Ratio | 0.34% | 0.06%Best |
| AUM | $54M | $112.2B |
| Dividend Yield | 1.80% | 3.13% |
| Holdings | 309 | 103 |
| YTD Return | +19.47% | +27.56%Best |
| 1Y Return | +24.32% | +30.29%Best |
| 3Y Return (annualized) | +16.52%Best | +16.37% |
| 5Y Return (annualized) | +9.40% | +10.23%Best |
| Volatility (annualized) | 18.1% | 14.8%Best |
| Max Drawdown | -46.3% | -33.4%Best |
| $10,000 over 5 years | $15,671 | $16,274Best |
| Top 10 Weight | 11.3%Best | 41.5% |
| Fund Family | Hartford Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Value |
| Inception | Mar 23, 2015 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Mar 24, 2015 to Sep 4, 2026 (11.4 years).
ROSC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.4 years both funds cover.
ROSC vs SCHD Performance
Hartford Multifactor Small Cap ETF (ROSC) is an ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ROSC returned +24.32% while SCHD returned +30.29%. Year to date, ROSC is up 19.47% versus a gain of 27.56% for SCHD.
Over three years, ROSC compounded at +16.52% per year against +16.37% for SCHD; over five years the annualized figures are +9.40% and +10.23% respectively. Across the full 11-year window we track, SCHD has the edge at +10.66% annualized vs +8.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ROSC has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 14.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.3% for ROSC and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ROSC charges 0.34% per year while SCHD charges 0.06%. On a $10,000 position that is $34 vs $6 annually, a gap of $28 per year that compounds over a long holding period. On income, ROSC currently yields 1.80% against 3.13% for SCHD.
Holdings Overlap
7.4% of ROSC's money is in holdings SCHD also owns. 1.2% of SCHD's money is in holdings ROSC also owns.
ROSC and SCHD share little of their money.
21 positions in common, counted across the 302 positions we hold weights for in ROSC and 100 in SCHD, against full books of 309 and 103.
What only one of them owns
Our book lists 79 positions for SCHD that do not appear in our book for ROSC (98.8% of the fund), and 269 for ROSC that do not appear in SCHD (88.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ROSC | Weight in SCHD | Difference |
|---|---|---|---|
| MSMMsc Industrial Direct Co Inc | 0.63% | 0.14% | 0.49% |
| BKEBuckle Inc/the | 0.66% | 0.04% | 0.62% |
| OFG:PROfg Bancorp Common Stock | 0.61% | 0.06% | 0.55% |
| EBFEnnis Inc | 0.62% | 0.01% | 0.61% |
| FHIFederated Investors Inc Class B | 0.49% | 0.11% | 0.38% |
| PFBCPreferred Bank La | 0.50% | 0.03% | 0.47% |
| WUWestern Union | 0.47% | 0.06% | 0.41% |
| HAFCHanmi Financial Corp Common Stock USD 0.001 | 0.45% | 0.02% | 0.43% |
| ETDEthan Allen Interiors Inc | 0.43% | 0.01% | 0.42% |
| STBAS&T Bancorp Inc | 0.37% | 0.05% | 0.32% |
You are not choosing between two funds in isolation.
Whichever of ROSC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ROSC or SCHD?
ROSC has an expense ratio of 0.34% while SCHD charges 0.06%. SCHD is the cheaper option, by $28 a year on a $10,000 investment.
Which performed better, ROSC or SCHD?
Over the past year ROSC returned +24.32% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), ROSC annualized +8.13% vs +10.66% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ROSC or SCHD?
ROSC has been the more volatile fund at 18.1% annualized versus 14.8% for SCHD. Worst drawdown: ROSC -46.3% vs SCHD -33.4%.
Should I hold both ROSC and SCHD?
ROSC and SCHD have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ROSC and SCHD?
7.4% of ROSC's money is in holdings SCHD also owns. 1.2% of SCHD's is in holdings ROSC also owns. They hold 21 positions in common, counted across the 302 positions we hold weights for in ROSC and 100 in SCHD.
Which pays a higher dividend, ROSC or SCHD?
ROSC yields 1.80% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ROSC?
SCHD has a lower expense ratio. ROSC led over 3Y, SCHD over 1Y, 5Y and the full window. ROSC is less concentrated, with 11.3% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.