ROSC vs SCHD
Hartford Multifactor Small Cap ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ROSC offers more diversification with 309 holdings.
Side-by-Side Comparison
| Metric | ROSC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.34% | 0.06% | |
| AUM | $62M | $108.7B | |
| Dividend Yield | 1.80% | 3.13% | |
| Holdings | 309 | 104 | |
| YTD Return | +21.31% | +26.54% | |
| 1Y Return | +30.79% | +30.90% | |
| 3Y Return (annualized) | +16.55% | +16.29% | |
| 5Y Return (annualized) | +9.63% | +9.65% | |
| Volatility (annualized) | 18.1% | 13.6% | |
| Max Drawdown | -46.3% | -33.4% | |
| Fund Family | Hartford Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 23, 2015 | Oct 20, 2011 |
ROSC vs SCHD Performance
Hartford Multifactor Small Cap ETF (ROSC) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ROSC returned +30.79% while SCHD returned +30.90%. Year to date, ROSC is up 21.31% versus a gain of 26.54% for SCHD.
Over three years, ROSC compounded at +16.55% per year against +16.29% for SCHD; over five years the annualized figures are +9.63% and +9.65% respectively. Across the full 11-year window we track, SCHD has the edge at +11.51% annualized vs +8.32%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ROSC has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.3% for ROSC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ROSC charges 0.34% per year while SCHD charges 0.06%. On a $10,000 position that is $34 vs $6 annually, a gap of $28 per year that compounds over a long holding period. On income, ROSC currently yields 1.80% against 3.13% for SCHD.
Holdings Overlap
ROSC and SCHD share 21 holdings out of 381 unique holdings combined, representing a 1.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ROSC or SCHD?
ROSC has an expense ratio of 0.34% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $28 per year of difference.
Which performed better, ROSC or SCHD?
Over the past year ROSC returned +30.79% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), ROSC annualized +8.32% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, ROSC or SCHD?
ROSC has been the more volatile fund at 18.1% annualized versus 13.6% for SCHD. Worst drawdown: ROSC -46.3% vs SCHD -33.4%.
Should I hold both ROSC and SCHD?
ROSC and SCHD have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ROSC and SCHD?
ROSC and SCHD share 21 common holdings with a 1.2% weight overlap. Combined, they hold 381 unique securities.
Which pays a higher dividend, ROSC or SCHD?
ROSC yields 1.80% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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