ROSC vs VTI
Hartford Multifactor Small Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. ROSC delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | ROSC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.34% | 0.03% | |
| AUM | $62M | $666.9B | |
| Dividend Yield | 1.80% | 1.07% | |
| Holdings | 309 | 3,543 | |
| YTD Return | +20.50% | +13.38% | |
| 1Y Return | +30.63% | +21.12% | |
| 3Y Return (annualized) | +16.96% | +21.85% | |
| 5Y Return (annualized) | +10.00% | +12.44% | |
| Volatility (annualized) | 18.1% | 15.3% | |
| Max Drawdown | -46.3% | -56.6% | |
| Fund Family | Hartford Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 23, 2015 | May 24, 2001 |
ROSC vs VTI Performance
Hartford Multifactor Small Cap ETF (ROSC) is a ETF from Hartford Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ROSC returned +30.63% while VTI returned +21.12%. Year to date, ROSC is up 20.50% versus a gain of 13.38% for VTI.
Over three years, ROSC compounded at +16.96% per year against +21.85% for VTI; over five years the annualized figures are +10.00% and +12.44% respectively. Across the full 11-year window we track, ROSC has the edge at +8.25% annualized vs +8.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ROSC has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.3% for ROSC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ROSC charges 0.34% per year while VTI charges 0.03%. On a $10,000 position that is $34 vs $3 annually, a gap of $31 per year that compounds over a long holding period. On income, ROSC currently yields 1.80% against 1.07% for VTI.
Holdings Overlap
ROSC and VTI share 227 holdings out of 2862 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ROSC or VTI?
ROSC has an expense ratio of 0.34% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, ROSC or VTI?
Over the past year ROSC returned +30.63% vs +21.12% for VTI, so ROSC leads on 1-year performance. Over the longest common window we track (11 years), ROSC annualized +8.25% vs +8.10% for VTI. Past performance does not guarantee future results.
Which is riskier, ROSC or VTI?
ROSC has been the more volatile fund at 18.1% annualized versus 15.3% for VTI. Worst drawdown: ROSC -46.3% vs VTI -56.6%.
Should I hold both ROSC and VTI?
ROSC and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ROSC and VTI?
ROSC and VTI share 227 common holdings with a 0.0% weight overlap. Combined, they hold 2862 unique securities.
Which pays a higher dividend, ROSC or VTI?
ROSC yields 1.80% while VTI yields 1.07%, so ROSC currently pays the higher dividend yield.
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