RWIN vs SCHD
Rayliant NxtGen Multifactor International Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. RWIN offers more diversification with 165 holdings.
Side-by-Side Comparison
| Metric | RWIN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.06% | |
| AUM | $21M | $112.2B | |
| Dividend Yield | 0.98% | 3.13% | |
| Holdings | 165 | 103 | |
| YTD Return | +7.33% | +27.89% | |
| 1Y Return | - | +29.93% | |
| 3Y Return (annualized) | - | +16.13% | |
| 5Y Return (annualized) | - | +10.00% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -4.1% | -33.4% | |
| Fund Family | Rayliant Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 8, 2026 | Oct 20, 2011 |
RWIN vs SCHD Performance
Rayliant NxtGen Multifactor International Equity ETF (RWIN) is a ETF from Rayliant Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, RWIN is up 7.33% versus a gain of 27.89% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -4.1% for RWIN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
RWIN charges 0.42% per year while SCHD charges 0.06%. On a $10,000 position that is $42 vs $6 annually, a gap of $36 per year that compounds over a long holding period. On income, RWIN currently yields 0.98% against 3.13% for SCHD.
Holdings Overlap
RWIN and SCHD share 0 holdings out of 265 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RWIN or SCHD?
RWIN has an expense ratio of 0.42% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
What is the holdings overlap between RWIN and SCHD?
RWIN and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 265 unique securities.
Which pays a higher dividend, RWIN or SCHD?
RWIN yields 0.98% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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