RWIN vs SPY

RWIN vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricRWINSPYWinner
Expense Ratio0.42%0.09%
AUM$21M$814.4B
Dividend Yield0.98%1.01%
Holdings165505
YTD Return+7.33%+12.87%
1Y Return-+21.13%
3Y Return (annualized)-+20.86%
5Y Return (annualized)-+12.69%
Volatility (annualized)-15.3%
Max Drawdown-4.1%-56.5%
Fund FamilyRayliant Asset ManagementState Street Investment Management
CategoryEquityEquity
InceptionApr 8, 2026Jan 22, 1993

RWIN vs SPY Performance

Rayliant NxtGen Multifactor International Equity ETF (RWIN) is a ETF from Rayliant Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, RWIN is up 7.33% versus a gain of 12.87% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.1% for RWIN and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RWIN charges 0.42% per year while SPY charges 0.09%. On a $10,000 position that is $42 vs $9 annually, a gap of $33 per year that compounds over a long holding period. On income, RWIN currently yields 0.98% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

RWIN and SPY share 0 holdings out of 669 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RWIN or SPY?

RWIN has an expense ratio of 0.42% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

What is the holdings overlap between RWIN and SPY?

RWIN and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 669 unique securities.

Which pays a higher dividend, RWIN or SPY?

RWIN yields 0.98% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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