SCHD vs SIOO

Quick Verdict

SCHD has a lower expense ratio. SIOO offers more diversification with 102 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SIOO

Side-by-Side Comparison

MetricSCHDSIOOWinner
Expense Ratio0.06%0.59%
AUM$103.7B$17M
Dividend Yield3.31%8.82%
Holdings104114
YTD Return+25.58%+9.30%
1Y Return+31.06%-
3Y Return (annualized)+15.55%-
5Y Return (annualized)+9.61%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-6.9%
Fund FamilyCharles Schwab Asset ManagementVistaShares
CategoryEquityAlternative
InceptionOct 20, 2011Dec 11, 2025

SCHD vs SIOO Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VistaShares Target 15 S&P 100 Distribution ETF (SIOO) is a ETF from VistaShares. Year to date, SCHD is up 25.58% versus a gain of 9.30% for SIOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -6.9% for SIOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while SIOO charges 0.59%. On a $10,000 position that is $6 vs $59 annually, a gap of $53 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 8.82% for SIOO.

Holdings Overlap

8.5%overlap

SCHD and SIOO share 19 holdings out of 183 unique holdings combined, representing a 8.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in SIOODifference
UNH4.54%0.79%3.75%
MRK4.32%0.62%3.70%
PG4.15%0.72%3.43%
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Frequently Asked Questions

Which is cheaper, SCHD or SIOO?

SCHD has an expense ratio of 0.06% while SIOO charges 0.59%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.

What is the holdings overlap between SCHD and SIOO?

SCHD and SIOO share 19 common holdings with a 8.5% weight overlap. Combined, they hold 183 unique securities.

Which pays a higher dividend, SCHD or SIOO?

SCHD yields 3.31% while SIOO yields 8.82%, so SIOO currently pays the higher dividend yield.

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