SCHD vs STXV

SCHD vs STXV

Which is better, SCHD or STXV?

Each has led over a different period.

SCHD has a lower expense ratio. SCHD led over 1Y, STXV over 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. STXV is less concentrated, with 18.6% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: STXV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDSTXV
Expense Ratio0.06%Best0.18%
AUM$112.1B$81M
Dividend Yield3.00%2.01%
Holdings103712
YTD Return+23.46%Best+15.96%
1Y Return+27.20%Best+22.67%
3Y Return (annualized)+15.41%+18.34%Best
5Y Return (annualized)+10.16%-
Volatility (annualized)13.3%12.5%Best
Max Drawdown-16.1%-14.8%Best
$10,000 over 3.8 years$15,103$16,985Best
Top 10 Weight41.8%18.6%Best
Fund FamilyCharles Schwab Asset ManagementStrive Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionOct 20, 2011Nov 9, 2022

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Nov 17, 2022 to Sep 18, 2026 (3.8 years).

SCHD vs STXV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.

SCHD vs STXV Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and STRIVE 1000 VALUE ETF (STXV) is an ETF from Strive Asset Management. Over the past year SCHD returned +27.20% while STXV returned +22.67%. Year to date, SCHD is up 23.46% versus a gain of 15.96% for STXV.

Over three years, SCHD compounded at +15.41% per year against +18.34% for STXV. Across the full 4-year window we track, STXV has the edge at +14.96% annualized vs +11.46%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.5% for STXV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.1% for SCHD and -14.8% for STXV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SCHD charges 0.06% per year while STXV charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 2.01% for STXV.

Holdings Overlap

SCHD already in STXV96.6%
STXV already in SCHD21.6%

96.6% of SCHD's money is in holdings STXV also owns. 21.6% of STXV's money is in holdings SCHD also owns.

Most of SCHD is already inside STXV. Owning both mostly buys the same companies twice.

62 positions in common, counted across the 100 positions we hold weights for in SCHD and 704 in STXV, against full books of 103 and 712.

What only one of them owns

Our book lists 589 positions for STXV that do not appear in our book for SCHD (77.2% of the fund), and 37 for SCHD that do not appear in STXV (3.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SCHDWeight in STXVDifference
MRKMerck & Company Inc4.77%1.40%3.37%
CVXChevron Corp4.02%2.13%1.89%
UNHUnitedhealth Group Incorporated3.82%1.95%1.87%
AMGNAmgen Inc.4.70%0.78%3.92%
ABTAbbott Laboratories4.69%0.72%3.97%
VZVerizon Communic3.97%1.04%2.93%
PGProcter & Gamble Company3.83%1.14%2.69%
COPConocophillips Common Stock USD 0.013.94%0.90%3.04%
KOCoca Cola Co.4.17%0.51%3.66%
HDHome Depot Inc/The3.88%0.79%3.09%

96.6% of SCHD is already inside STXV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SCHDSTXV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or STXV?

SCHD has an expense ratio of 0.06% while STXV charges 0.18%. SCHD is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, SCHD or STXV?

Over the past year SCHD returned +27.20% vs +22.67% for STXV, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.46% vs +14.96% for STXV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or STXV?

SCHD has been the more volatile fund at 13.3% annualized versus 12.5% for STXV. Worst drawdown: SCHD -16.1% vs STXV -14.8%.

Should I hold both SCHD and STXV?

SCHD and STXV have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between SCHD and STXV?

96.6% of SCHD's money is in holdings STXV also owns. 21.6% of STXV's is in holdings SCHD also owns. They hold 62 positions in common, counted across the 100 positions we hold weights for in SCHD and 704 in STXV.

Which pays a higher dividend, SCHD or STXV?

SCHD yields 3.00% while STXV yields 2.01%, so SCHD currently pays the higher dividend yield.

Is STXV better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y, STXV over 3Y and the full window. The two have moved almost in lockstep, correlation 0.91. STXV is less concentrated, with 18.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.