SCHD vs TIH
Schwab US Dividend Equity ETF vs The Investment House ETF
Which is better, SCHD or TIH?
Large Cap Value against All Cap Blend.
SCHD has a lower expense ratio. TIH is less concentrated, with 39.0% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TIH |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.00% |
| AUM | $108.9B | $647M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 206 | 137 |
| YTD Return | +20.89%Best | -0.43% |
| 1Y Return | +23.87% | - |
| 3Y Return (annualized) | +16.42% | - |
| 5Y Return (annualized) | +9.40% | - |
| Top 10 Weight | 41.8% | 39.0%Best |
| Fund Family | Charles Schwab Asset Management | Investment House Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | All Cap Blend |
| Inception | Oct 20, 2011 | Aug 5, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SCHD vs TIH growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TIH Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and The Investment House ETF (TIH) is an ETF from Investment House Funds. Year to date, SCHD is up 20.89% versus a loss of 0.43% for TIH.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while TIH charges 1.00%. On a $10,000 position that is $6 vs $100 annually, a gap of $94 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for TIH.
Holdings Overlap
37.2% of SCHD's money is in holdings TIH also owns. 3.9% of TIH's money is in holdings SCHD also owns.
The two portfolios partly overlap.
11 positions in common, counted across the 99 positions we hold weights for in SCHD and 137 in TIH, against full books of 206 and 137.
What only one of them owns
Our book lists 88 positions for TIH that do not appear in our book for SCHD (92.5% of the fund), and 87 for SCHD that do not appear in TIH (62.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TIH | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 4.77% | 0.52% | 4.25% |
| AMGNAmgen Inc. | 4.24% | 0.82% | 3.42% |
| ABTAbbott Laboratories | 4.44% | 0.18% | 4.26% |
| KOCoca Cola Co. | 4.26% | 0.00% | 4.26% |
| UNHUnitedhealth Group Incorporated | 3.82% | 0.32% | 3.50% |
| HDHome Depot Inc/The | 3.75% | 0.31% | 3.44% |
| ADPAutomatic Data Processing, Inc. | 2.68% | 1.04% | 1.64% |
| PEPPepsico Inc. | 3.63% | 0.00% | 3.63% |
| BMYBristol-Myers Squibb Co. | 3.25% | 0.02% | 3.23% |
| PAYXPaychex, Inc. | 0.93% | 0.69% | 0.24% |
37.2% of SCHD is already inside TIH.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TIH?
SCHD has an expense ratio of 0.06% while TIH charges 1.00%. SCHD is the cheaper option, by $94 a year on a $10,000 investment.
What is the holdings overlap between SCHD and TIH?
37.2% of SCHD's money is in holdings TIH also owns. 3.9% of TIH's is in holdings SCHD also owns. They hold 11 positions in common, counted across the 99 positions we hold weights for in SCHD and 137 in TIH.
Which pays a higher dividend, SCHD or TIH?
SCHD yields 3.00% while TIH yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TIH better than SCHD?
SCHD has a lower expense ratio. TIH is less concentrated, with 39.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.