SCHD vs TLCE
Schwab US Dividend Equity ETF vs Thrivent Large Cap Stock ETF
Which is better, SCHD or TLCE?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. TLCE is less concentrated, with 39.0% of the fund in its ten largest positions against 41.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TLCE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.30% |
| AUM | $124.4B | $36M |
| Dividend Yield | 2.96% | 0.00% |
| Holdings | 102 | 160 |
| YTD Return | +33.46%Best | -2.95% |
| 1Y Return | +37.35% | - |
| 3Y Return (annualized) | +19.54% | - |
| 5Y Return (annualized) | +10.35% | - |
| Top 10 Weight | 41.3% | 39.0%Best |
| Fund Family | Charles Schwab Asset Management | Thrivent Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 21, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SCHD vs TLCE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TLCE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Thrivent Large Cap Stock ETF (TLCE) is an ETF from Thrivent Funds. Year to date, SCHD is up 33.46% versus a loss of 2.95% for TLCE.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while TLCE charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.00% for TLCE.
Holdings Overlap
39.0% of SCHD's money is in holdings TLCE also owns. 4.9% of TLCE's money is in holdings SCHD also owns.
The two portfolios partly overlap.
10 positions in common, counted across the 98 positions we hold weights for in SCHD and 160 in TLCE, against full books of 102 and 160.
What only one of them owns
Our book lists 147 positions for TLCE that do not appear in our book for SCHD (92.9% of the fund), and 86 for SCHD that do not appear in TLCE (56.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TLCE | Difference |
|---|---|---|---|
| CVXChevron Corp. | 4.17% | 1.16% | 3.01% |
| AMGNAmgen Inc. | 4.08% | 0.96% | 3.12% |
| MRKMerck & Co. Inc. | 3.80% | 1.11% | 2.69% |
| COPConocophillips Co | 4.15% | 0.46% | 3.69% |
| KOCoca Cola Co. | 4.22% | 0.36% | 3.86% |
| PGProcter & Gamble Company | 4.30% | 0.14% | 4.16% |
| UNHUnitedhealth Group Inc. | 3.89% | 0.33% | 3.56% |
| ABTAbbott Laboratories | 3.87% | 0.18% | 3.69% |
| VZVerizon Communications Inc Com Usd1 | 3.48% | 0.08% | 3.40% |
| BMYBristol-Myers Squibb Co. | 3.03% | 0.12% | 2.91% |
39.0% of SCHD is already inside TLCE.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TLCE?
SCHD has an expense ratio of 0.06% while TLCE charges 0.30%. SCHD is the cheaper option, by $24 a year on a $10,000 investment.
What is the holdings overlap between SCHD and TLCE?
39.0% of SCHD's money is in holdings TLCE also owns. 4.9% of TLCE's is in holdings SCHD also owns. They hold 10 positions in common, counted across the 98 positions we hold weights for in SCHD and 160 in TLCE.
Which pays a higher dividend, SCHD or TLCE?
SCHD yields 2.96% while TLCE yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TLCE better than SCHD?
SCHD has a lower expense ratio. TLCE is less concentrated, with 39.0% of the fund in its ten largest positions against 41.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.