TRUF vs VTI

TRUF vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricTRUFVTIWinner
Expense Ratio0.10%0.03%
AUM$591,232.77$666.9B
Dividend Yield0.36%1.07%
Holdings233,543
YTD Return+15.14%+12.65%
1Y Return-+21.39%
3Y Return (annualized)-+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)-15.3%
Max Drawdown-3.2%-56.6%
Fund FamilyVanEckVanguard (US)
CategoryEquityEquity
InceptionApr 1, 2026May 24, 2001

TRUF vs VTI Performance

VanEck Financials TruSector ETF (TRUF) is a ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, TRUF is up 15.14% versus a gain of 12.65% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.2% for TRUF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TRUF charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, TRUF currently yields 0.36% against 1.07% for VTI.

Holdings Overlap

1.4%overlap

TRUF and VTI share 14 holdings out of 2794 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TRUFWeight in VTIDifference
CVX13.33%0.43%12.90%
COP5.36%0.17%5.19%
WMB3.30%0.12%3.18%
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Frequently Asked Questions

Which is cheaper, TRUF or VTI?

TRUF has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

What is the holdings overlap between TRUF and VTI?

TRUF and VTI share 14 common holdings with a 1.4% weight overlap. Combined, they hold 2794 unique securities.

Which pays a higher dividend, TRUF or VTI?

TRUF yields 0.36% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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