TRUF vs VTI
VanEck Financials TruSector ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TRUF or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 82.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TRUF | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $582,802 | $690.1B |
| Dividend Yield | 0.35% | 1.03% |
| Holdings | 158 | 3,524 |
| YTD Return | +8.62% | +13.35%Best |
| 1Y Return | - | +15.92% |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Top 10 Weight | 82.0% | 33.3%Best |
| Fund Family | VanEck | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Apr 1, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
TRUF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TRUF vs VTI Performance
VanEck Financials TruSector ETF (TRUF) is an ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, TRUF is up 8.62% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
TRUF charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, TRUF currently yields 0.35% against 1.03% for VTI.
Holdings Overlap
39.6% of TRUF's money is in holdings VTI also owns. 10.9% of VTI's money is in holdings TRUF also owns.
The two portfolios partly overlap.
The two holdings books were reported 46 days apart, TRUF as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
75 positions in common, counted across the 78 positions we hold weights for in TRUF and 3,463 in VTI, against full books of 158 and 3,524.
What only one of them owns
Our book lists 1,075 positions for VTI that do not appear in our book for TRUF (86.5% of the fund), and 2 for TRUF that do not appear in VTI (60.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TRUF | Weight in VTI | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 4.71% | 1.31% | 3.40% |
| BRK.BBerkshire Hathaway Inc Brk/B Us Equity | 4.62% | 1.28% | 3.34% |
| VVisa Inc Class A | 3.04% | 0.83% | 2.21% |
| MAMastercard Inc | 2.29% | 0.63% | 1.66% |
| BACBank of America Corp.: Financials | 2.04% | 0.55% | 1.49% |
| GSGoldman Sachs Group Inc/The | 1.55% | 0.40% | 1.15% |
| WFCWells Fargo & Co. | 1.38% | 0.37% | 1.01% |
| MSMorgan Stanley | 1.26% | 0.35% | 0.91% |
| CCitigroup Inc. | 1.19% | 0.30% | 0.89% |
| SCHWSchwab Strategic T | 0.88% | 0.24% | 0.64% |
39.6% of TRUF is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TRUF or VTI?
TRUF has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
What is the holdings overlap between TRUF and VTI?
39.6% of TRUF's money is in holdings VTI also owns. 10.9% of VTI's is in holdings TRUF also owns. They hold 75 positions in common, counted across the 78 positions we hold weights for in TRUF and 3,463 in VTI.
Which pays a higher dividend, TRUF or VTI?
TRUF yields 0.35% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than TRUF?
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 82.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.