SCHD vs TRUT
Schwab US Dividend Equity ETF vs VanEck Technology TruSector ETF
Which is better, SCHD or TRUT?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. TRUT led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 87.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TRUT |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.14% |
| AUM | $112.1B | $167M |
| Dividend Yield | 3.00% | 0.30% |
| Holdings | 103 | 76 |
| YTD Return | +23.46%Best | +23.44% |
| 1Y Return | +27.20% | +28.42%Best |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 13.6%Best | 26.2% |
| Max Drawdown | -4.6%Best | -18.6% |
| $10,000 over 1.1 years | $12,755 | $13,678Best |
| Top 10 Weight | 41.8%Best | 87.9% |
| Fund Family | Charles Schwab Asset Management | VanEck |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Aug 20, 2025 |
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 21, 2025 to Sep 18, 2026 (1.1 years).
SCHD vs TRUT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
SCHD vs TRUT Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and VanEck Technology TruSector ETF (TRUT) is an ETF from VanEck. Over the past year SCHD returned +27.20% while TRUT returned +28.42%. Year to date, SCHD is up 23.46% versus a gain of 23.44% for TRUT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TRUT has been the more volatile fund, with annualized monthly volatility of 26.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for SCHD and -18.6% for TRUT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.07. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRUT charges 0.14%. On a $10,000 position that is $6 vs $14 annually, a gap of $8 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.30% for TRUT.
Holdings Overlap
8.7% of SCHD's money is in holdings TRUT also owns. 1.0% of TRUT's money is in holdings SCHD also owns.
SCHD and TRUT share little of their money.
4 positions in common, counted across the 100 positions we hold weights for in SCHD and 75 in TRUT, against full books of 103 and 76.
What only one of them owns
Our book lists 70 positions for TRUT that do not appear in our book for SCHD (98.9% of the fund), and 95 for SCHD that do not appear in TRUT (91.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TRUT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TRUT?
SCHD has an expense ratio of 0.06% while TRUT charges 0.14%. SCHD is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, SCHD or TRUT?
Over the past year SCHD returned +27.20% vs +28.42% for TRUT, so TRUT leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +24.76% vs +32.94% for TRUT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TRUT?
TRUT has been the more volatile fund at 26.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -4.6% vs TRUT -18.6%.
Should I hold both SCHD and TRUT?
SCHD and TRUT have a monthly-return correlation of -0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TRUT?
8.7% of SCHD's money is in holdings TRUT also owns. 1.0% of TRUT's is in holdings SCHD also owns. They hold 4 positions in common, counted across the 100 positions we hold weights for in SCHD and 75 in TRUT.
Which pays a higher dividend, SCHD or TRUT?
SCHD yields 3.00% while TRUT yields 0.30%, so SCHD currently pays the higher dividend yield.
Is TRUT better than SCHD?
SCHD has a lower expense ratio. TRUT led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 87.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.