QQQ vs TRUT

Quick Verdict

TRUT has a lower expense ratio. TRUT delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: TRUTHigher Returns: TRUTMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTRUTWinner
Expense Ratio0.18%0.14%
AUM$455.8B$174M
Dividend Yield0.41%0.20%
Holdings10876
YTD Return+18.31%+22.17%
1Y Return+25.37%+34.45%
3Y Return (annualized)+25.79%-
5Y Return (annualized)+15.20%-
Volatility (annualized)30.6%27.4%
Max Drawdown-83.0%-18.6%
Fund FamilyInvesco (US)VanEck
CategoryEquityEquity
InceptionMar 10, 1999Aug 20, 2025

QQQ vs TRUT Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and VanEck Technology TruSector ETF (TRUT) is a ETF from VanEck. Over the past year QQQ returned +25.37% while TRUT returned +34.45%. Year to date, QQQ is up 18.31% versus a gain of 22.17% for TRUT.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 27.4% for TRUT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -18.6% for TRUT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QQQ charges 0.18% per year while TRUT charges 0.14%. On a $10,000 position that is $18 vs $14 annually, a gap of $4 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.20% for TRUT.

Holdings Overlap

36.4%overlap

QQQ and TRUT share 35 holdings out of 143 unique holdings combined, representing a 36.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in TRUTDifference
NVDA7.88%16.47%8.59%
AAPL7.46%15.39%7.93%
MSFT4.65%9.24%4.59%
AVGOProProPro
MUProProPro
INTCProProPro
CSCOProProPro
AMATProProPro
LRCXProProPro
PLTRProProPro
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Frequently Asked Questions

Which is cheaper, QQQ or TRUT?

QQQ has an expense ratio of 0.18% while TRUT charges 0.14%. TRUT is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, QQQ or TRUT?

Over the past year QQQ returned +25.37% vs +34.45% for TRUT, so TRUT leads on 1-year performance. Past performance does not guarantee future results.

Which is riskier, QQQ or TRUT?

QQQ has been the more volatile fund at 30.6% annualized versus 27.4% for TRUT. Worst drawdown: QQQ -83.0% vs TRUT -18.6%.

Should I hold both QQQ and TRUT?

QQQ and TRUT have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between QQQ and TRUT?

QQQ and TRUT share 35 common holdings with a 36.4% weight overlap. Combined, they hold 143 unique securities.

Which pays a higher dividend, QQQ or TRUT?

QQQ yields 0.41% while TRUT yields 0.20%, so QQQ currently pays the higher dividend yield.

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