TRUT vs VTI

TRUT vs VTI

Which is better, TRUT or VTI?

TRUT has been ahead.

VTI has a lower expense ratio. TRUT led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 87.9%.

Lower Fees: VTIHigher Returns: TRUTLess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTRUTVTI
Expense Ratio0.14%0.03%Best
AUM$167M$666.9B
Dividend Yield0.30%1.03%
Holdings763,543
YTD Return+23.44%Best+12.30%
1Y Return+28.42%Best+16.08%
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Volatility (annualized)26.2%12.7%Best
Max Drawdown-18.6%-8.9%Best
$10,000 over 1.1 years$13,678Best$12,197
Top 10 Weight87.9%33.3%Best
Fund FamilyVanEckVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionAug 20, 2025May 24, 2001

Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 21, 2025 to Sep 18, 2026 (1.1 years).

TRUT vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.

TRUT vs VTI Performance

VanEck Technology TruSector ETF (TRUT) is an ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TRUT returned +28.42% while VTI returned +16.08%. Year to date, TRUT is up 23.44% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TRUT has been the more volatile fund, with annualized monthly volatility of 26.2% compared with 12.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.6% for TRUT and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TRUT charges 0.14% per year while VTI charges 0.03%. On a $10,000 position that is $14 vs $3 annually, a gap of $11 per year that compounds over a long holding period. On income, TRUT currently yields 0.30% against 1.03% for VTI.

Holdings Overlap

TRUT already in VTI68.5%
VTI already in TRUT32.1%

68.5% of TRUT's money is in holdings VTI also owns. 32.1% of VTI's money is in holdings TRUT also owns.

The two portfolios partly overlap.

72 positions in common, counted across the 75 positions we hold weights for in TRUT and 3,463 in VTI, against full books of 76 and 3,543.

What only one of them owns

Our book lists 1,079 positions for VTI that do not appear in our book for TRUT (65.4% of the fund), and 3 for TRUT that do not appear in VTI (31.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in TRUTWeight in VTIDifference
NVDANvidia Corp16.73%6.40%10.33%
AAPLApple, Inc15.17%6.29%8.88%
MSFTMicrosoft Corp11.82%4.79%7.03%
AVGOBroadcom Inc5.56%2.56%3.00%
MUMicron Technology, Inc.3.00%1.29%1.71%
AMDAdvanced Micro Devices Inc1.80%1.08%0.72%
CSCOCisco Systems Inc. - Ordinary Shares0.85%0.57%0.28%
INTCIntel Corporation0.86%0.50%0.36%
AMATApplied Materials, Inc.0.68%0.56%0.12%
LRCXLam Research Corp0.71%0.51%0.20%

68.5% of TRUT is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

TRUTVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TRUT or VTI?

TRUT has an expense ratio of 0.14% while VTI charges 0.03%. VTI is the cheaper option, by $11 a year on a $10,000 investment.

Which performed better, TRUT or VTI?

Over the past year TRUT returned +28.42% vs +16.08% for VTI, so TRUT leads on 1-year performance. Over the longest common window we track (1 years), TRUT annualized +32.94% vs +19.79% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TRUT or VTI?

TRUT has been the more volatile fund at 26.2% annualized versus 12.7% for VTI. Worst drawdown: TRUT -18.6% vs VTI -8.9%.

Should I hold both TRUT and VTI?

TRUT and VTI have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between TRUT and VTI?

68.5% of TRUT's money is in holdings VTI also owns. 32.1% of VTI's is in holdings TRUT also owns. They hold 72 positions in common, counted across the 75 positions we hold weights for in TRUT and 3,463 in VTI.

Which pays a higher dividend, TRUT or VTI?

TRUT yields 0.30% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than TRUT?

VTI has a lower expense ratio. TRUT led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 87.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.