SCHD vs VBCI
Schwab US Dividend Equity ETF vs Vanguard Target Maturity 2035 Corporate Bond ETF
Which is better, SCHD or VBCI?
Large Cap Value against Long Term Mid Quality.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VBCI |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.08% |
| AUM | $111.6B | $14M |
| Dividend Yield | 3.24% | 2.27% |
| Holdings | 206 | 750 |
| YTD Return | +24.55%Best | -1.84% |
| 1Y Return | +29.85% | - |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Long Term Mid Quality |
| Inception | Oct 20, 2011 | Mar 10, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs VBCI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs VBCI Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vanguard Target Maturity 2035 Corporate Bond ETF (VBCI) is an ETF from Vanguard (US). Year to date, SCHD is up 24.55% versus a loss of 1.84% for VBCI.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while VBCI charges 0.08%. On a $10,000 position that is $6 vs $8 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 2.27% for VBCI.
Holdings Overlap
At least 31.1% of SCHD's money is in holdings VBCI also owns.
Stated as a floor: for VBCI, our book for it covers 69.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
10 positions in common, counted across the 98 positions we hold weights for in SCHD and 267 in VBCI, against full books of 206 and 750.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VBCI | Difference |
|---|---|---|---|
| TXNTexas Instrument Inc | 4.89% | 0.16% | 4.73% |
| QCOMQualcomm Inc. | 4.61% | 0.24% | 4.37% |
| VZVerizon Communic | 3.88% | 0.64% | 3.24% |
| CVXChevron Corp | 4.14% | 0.23% | 3.91% |
| PGProcter & Gamble Company | 4.16% | 0.16% | 4.00% |
| PEPPepsico Inc. | 3.80% | 0.35% | 3.45% |
| MOAltria Group Inc | 2.89% | 0.19% | 2.70% |
| TGTTARGET CORP | 1.82% | 0.25% | 1.57% |
| DINOHollyfrontier | 0.45% | 0.20% | 0.25% |
| GISGeneral Mills In | 0.44% | 0.19% | 0.25% |
31.1% of SCHD is already inside VBCI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VBCI?
SCHD has an expense ratio of 0.06% while VBCI charges 0.08%. SCHD is the cheaper option, by $2 a year on a $10,000 investment.
What is the holdings overlap between SCHD and VBCI?
At least 31.1% of SCHD's money is in holdings VBCI also owns. Our book for VBCI is partial, so the real figure is this or higher. They hold 10 positions in common, counted across the 98 positions we hold weights for in SCHD and 267 in VBCI.
Which pays a higher dividend, SCHD or VBCI?
SCHD yields 3.24% while VBCI yields 2.27%, so SCHD currently pays the higher dividend yield.
Is VBCI better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.