VBCI vs VOO

VBCI vs VOO

Which is better, VBCI or VOO?

Long Term Mid Quality against Large Cap Blend.

VOO has a lower expense ratio.

Lower Fees: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVBCIVOO
Expense Ratio0.08%0.03%Best
AUM$12M$997.4B
Dividend Yield1.74%1.04%
Holdings376509
YTD Return-0.15%+12.25%Best
1Y Return-+17.03%
3Y Return (annualized)-+21.25%
5Y Return (annualized)-+13.08%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Mid QualityLarge Cap Blend
InceptionMar 10, 2026Sep 7, 2010

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

VBCI vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

VBCI vs VOO Performance

Vanguard Target Maturity 2035 Corporate Bond ETF (VBCI) is an ETF from Vanguard (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, VBCI is down 0.15% versus a gain of 12.25% for VOO.

Past performance does not guarantee future results.

Fees and Cost Over Time

VBCI charges 0.08% per year while VOO charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCI currently yields 1.74% against 1.04% for VOO.

Holdings Overlap

VOO already in VBCI35.0%

At least 35.0% of VOO's money is in holdings VBCI also owns.

Stated as a floor: for VBCI, our book for it covers 23.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

68 positions in common, counted across the 76 positions we hold weights for in VBCI and 494 in VOO, against full books of 376 and 509.

Top Shared Holdings

StockWeight in VBCIWeight in VOODifference
AAPLApple, Inc0.11%7.05%6.94%
MSFTMicrosoft Corp0.30%5.36%5.06%
AMZNAmazon.Com Inc0.91%4.13%3.22%
AVGOBroadcom Inc0.90%2.86%1.96%
METAMeta Platforms Inc1.62%1.90%0.28%
JPMJpmorgan Chase1.01%1.46%0.45%
BACBank Of America Corp.0.89%0.63%0.26%
CCitigroup Inc.0.93%0.34%0.59%
VVisa Inc Class A0.32%0.93%0.61%
JNJJohnson & Johnson - Common0.28%0.96%0.68%

35.0% of VOO is already inside VBCI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

VBCIVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VBCI or VOO?

VBCI has an expense ratio of 0.08% while VOO charges 0.03%. VOO is the cheaper option, by $5 a year on a $10,000 investment.

What is the holdings overlap between VBCI and VOO?

At least 35.0% of VOO's money is in holdings VBCI also owns. Our book for VBCI is partial, so the real figure is this or higher. They hold 68 positions in common, counted across the 76 positions we hold weights for in VBCI and 494 in VOO.

Which pays a higher dividend, VBCI or VOO?

VBCI yields 1.74% while VOO yields 1.04%, so VBCI currently pays the higher dividend yield.

Is VOO better than VBCI?

VOO has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.