SCHD vs VEGN

Quick Verdict

SCHD has a lower expense ratio. VEGN delivered stronger 1-year returns. VEGN offers more diversification with 263 holdings.

Lower Fees: SCHDHigher Returns: VEGNMore Diversified: VEGN

Side-by-Side Comparison

MetricSCHDVEGNWinner
Expense Ratio0.06%0.60%
AUM$108.7B$189M
Dividend Yield3.13%0.52%
Holdings104263
YTD Return+26.54%+29.83%
1Y Return+30.90%+40.20%
3Y Return (annualized)+16.29%+27.57%
5Y Return (annualized)+9.65%+15.03%
Volatility (annualized)13.6%20.9%
Max Drawdown-33.4%-34.4%
Fund FamilyCharles Schwab Asset ManagementBeyond Invesing
CategoryEquityEquity
InceptionOct 20, 2011Sep 9, 2019

SCHD vs VEGN Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and US Vegan Climate ETF (VEGN) is a ETF from Beyond Invesing. Over the past year SCHD returned +30.90% while VEGN returned +40.20%. Year to date, SCHD is up 26.54% versus a gain of 29.83% for VEGN.

Over three years, SCHD compounded at +16.29% per year against +27.57% for VEGN; over five years the annualized figures are +9.65% and +15.03% respectively. Across the full 7-year window we track, VEGN has the edge at +18.59% annualized vs +11.51%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VEGN has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -34.4% for VEGN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while VEGN charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.52% for VEGN.

Holdings Overlap

0.3%overlap

SCHD and VEGN share 1 holdings out of 120 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in VEGNDifference
ADP2.72%0.30%2.42%

Frequently Asked Questions

Which is cheaper, SCHD or VEGN?

SCHD has an expense ratio of 0.06% while VEGN charges 0.60%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, SCHD or VEGN?

Over the past year SCHD returned +30.90% vs +40.20% for VEGN, so VEGN leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.51% vs +18.59% for VEGN. Past performance does not guarantee future results.

Which is riskier, SCHD or VEGN?

VEGN has been the more volatile fund at 20.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VEGN -34.4%.

Should I hold both SCHD and VEGN?

SCHD and VEGN have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and VEGN?

SCHD and VEGN share 1 common holdings with a 0.3% weight overlap. Combined, they hold 120 unique securities.

Which pays a higher dividend, SCHD or VEGN?

SCHD yields 3.13% while VEGN yields 0.52%, so SCHD currently pays the higher dividend yield.

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